FAQs

Quotes already in progress or completed on Online Quote and Buy (OQB)

No new quotes can be produced after 10th September on OQB. However, to help you ensure that you're able to complete any business already in progress, our OQB system will still be available until 31st December 2018.

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How long does a quote take?

The process should normally take no longer than 15 minutes.

 

I cannot quote for this Scheme online – where do I send my quote?

You will need to send your quote to our Group Protection mailbox – group.protection@landg.com

You can also contact us by phone Monday to Friday between 9am and 5pm on 01273 372997.

We may record and monitor calls. Call charges will vary.

What is the standard commission rate and how is it paid?

  • 4% for group life assurance
  • 12% for group income protection

What are the options for commission?

You can select a percentage or flat rate commission at the point of quotation.

Will I also need to manually fill out a proposal form?

No, the Digital Broker Platform will normally capture all the information we need.

Will I have discounted rates?

An online discount is included within the quoted rate.

What is the eligibility criteria?

We've designed the system to work with as many schemes as possible. Please check the eligibility criteria to ensure it will work with your scheme. If your scheme doesn't meet these criteria, please contact us. We should still be able to give you a quote, we'll just need a bit more information.

How can I get hold of the quote documentation?

All documentation is available online in PDF format for you to print and download easily.

What is the minimum and largest policy sizes that you accept on Digital Broker Platform?

You can use Digital Broker Platform to get quotes for group life assurance and group income protection policies for schemes insuring 10-250 employees.

Who can I contact if I encounter problems?

You can contact us Monday to Friday between 9am and 5pm on 01273 372997 if you have any questions. We may record and monitor calls. Call charges will vary. You can also contact us by email to group.protection@landg.com