Market-leading back to work support
With our Group Income Protection cover, employees benefit from the experience and knowledge of our medically qualified in-house rehabilitation team and specialist health care partners. Acting as expert mediators, our in-house team develop a tailored care pathway and a bespoke return-to-work plan with both your clients and their employees without the need for a GP referral. Any treatment we recommend is funded by us, with no additional cost to your clients or their employees.
We’re pleased to say we can call ourselves market-leading because we provided cover for 12% of all those covered by group income protection in 2019, as confirmed through GRiD, whilst supporting 26% of the industry total of those able to return to work within the deferred period.
The GRiD claims data survey reviews its provider members and the figures are an accurate representation of the current Group Risk market in its entirety. Respondents provided figures for Group Life, Group Income Protection and Group Critical Illness claims for 2019.
Full range of rehabilitation services
Available through Group Income Protection
|Mental health care pathway||
From mental health training for line managers to clinical assessment and return to work planning, we understand the importance of early intervention to support workplace mental health.
|Work related stress care pathway||
Provides employees with the right support to help them through stressful times in their lives.
|Cancer care pathway||
Helping employees access the right support during cancer treatment and recovery. Provides quick and easy access to resources, from counselling to creating a tailored return to work.
|Musculoskeletal care pathway||
Helps employers minimise risks for employees and build in systems for early reporting of symptoms, proper treatment and suitable rehabilitation.
Employees receive access to an online 12-month mental health relapse prevention programme with CBT Clinics following a return-to-work intervention. It includes information, modules and resources to help employees stay well. The aim is to maintain recovery, help them monitor their wellbeing, and take action when needed.
Specialist healthcare partners
As well as access to our medically qualified in-house rehabilitation team, we can also provide employees with support from specialist healthcare partners.