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If you want to transfer to an overseas pension please call 0345 070 8686</li>\n</ul>\n<p><strong>Please note:</strong> if you want to transfer one L&amp;G pension into another L&amp;G pension you should call our Transfer In team on 0345 070 8686</p>\n<h4> </h4>\n<h4><img src=\"https://www.legalandgeneral.com/asset/4a5edb/globalassets/sandbox/playground/mikey-watkins/icons/search.png\" alt=\"Search icon\" width=\"80\" height=\"80\" /></h4>\n<h4><strong>Things to check before you start the form:​</strong></h4>\n<ul>\n<li class=\"wysiwyg-icon__square-outline wysiwyg-icon\">Does your pension provider use the Origo Transfer Service? (if they do, the process is quicker than using this form)</li>\n<li class=\"wysiwyg-icon__square-outline wysiwyg-icon\">Are you still paying into to the pension(s) you want to transfer? (if so, please check with your scheme administrator before completing this form)</li>\n<li class=\"wysiwyg-icon__square-outline wysiwyg-icon\">Do the rules of your workplace pension scheme allow you to transfer?​</li>\n<li class=\"wysiwyg-icon__square-outline wysiwyg-icon\">Does your L&amp;G Workplace pension have any protections that could be at risk when you transfer?​\n<ul>\n<li class=\"wysiwyg-icon wysiwyg-icon__dash\">Protected Tax Free Cash​</li>\n<li class=\"wysiwyg-icon wysiwyg-icon__dash\">A Protected Retirement Age below 55​</li>\n<li class=\"wysiwyg-icon__dash wysiwyg-icon\">Protection against the Normal Minimum Pension Age to 57 in April 2028​</li>\n</ul>\n</li>\n<li class=\"wysiwyg-icon__square-outline wysiwyg-icon\">Your <strong>email address and phone number</strong> are up to date in your L&amp;G online pension account so that we can keep you updated, or reach out for further information if we need it​</li>\n</ul>\n<h4> </h4>\n<h4><img src=\"https://www.legalandgeneral.com/asset/4a5ef3/globalassets/sandbox/playground/mikey-watkins/icons/checklist.png\" alt=\"Checklist icon\" width=\"80\" height=\"80\" /></h4>\n<h4><strong>What you’ll need to complete the form:​</strong></h4>\n<ul>\n<li class=\"wysiwyg-icon wysiwyg-icon__checkmark-spot-outline\">We suggest you have your online account open as you move through the form for easy access to details from your L&amp;G pension. 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/></strong></span></p>\n<h3><span style=\"text-decoration: underline;\"><strong>Pension Features</strong></span></h3>\n<p>Different pensions could have different features that you may gain or lose as<br />you move your pension savings between providers. </p>\n<p>These will include things like; the age you can access your benefits and the<br />investments available to you.​ </p>\n<p>It’s important that you understand any differences before you transfer. ​</p>\n<p>If you want to remind yourself of the features of your L&amp;G pension you can visit your scheme’s website, you can access this through your online account or speak to your Employer.</p>\n<p> </p>","satisfiedAction":"EPiServer.Forms.Core.Internal.Dependency.HideAction","conditionCombination":"all","conditions":[]}}},{"displayOption":"","contentLink":{"id":184267,"workId":0,"guidValue":"b7867687-4627-4972-a33d-eb7f69fec0bc","expanded":{"contentLink":{"id":184267,"workId":0,"guidValue":"b7867687-4627-4972-a33d-eb7f69fec0bc"},"name":"Features Confirmation","language":{"displayName":"English","name":"en"},"existingLanguages":[{"displayName":"English","name":"en"}],"contentType":["Block","ChoiceElementBlock"],"parentLink":{"id":176760,"workId":0,"guidValue":"dc030d87-3b6b-4106-b9dd-08f239d0743c","url":"https://www.legalandgeneral.com/asset/4a220f/contentassets/dc030d873b6b4106b9dd08f239d0743c/"},"changed":"2025-09-24T10:29:41Z","label":"Please confirm the statement below to continue​​","validators":"LandG.CMS.Models.Validators.WhitelistedCharactersValidator|||EPiServer.Forms.Implementation.Validation.RequiredValidator","feed":"FormsFeed_UseManualInput","items":[{"caption":"I am aware of the features of my pensions and wish to proceed","value":"I am aware of the features of my pensions and wish to proceed","checked":false}],"conditionCombination":"all","conditions":[]}}},{"displayOption":"","contentLink":{"id":183529,"workId":0,"guidValue":"3d0c0836-451d-4f21-af2b-7fe3ead2f717","expanded":{"contentLink":{"id":183529,"workId":0,"guidValue":"3d0c0836-451d-4f21-af2b-7fe3ead2f717"},"name":"Unauthorised Payment Disclaimer","language":{"displayName":"English","name":"en"},"existingLanguages":[{"displayName":"English","name":"en"}],"contentType":["Block","ParagraphTextElementBlock"],"parentLink":{"id":176760,"workId":0,"guidValue":"dc030d87-3b6b-4106-b9dd-08f239d0743c","url":"https://www.legalandgeneral.com/asset/4a220f/contentassets/dc030d873b6b4106b9dd08f239d0743c/"},"changed":"2025-10-02T08:57:35Z","paragraphText":"<h3><span style=\"text-decoration: underline;\"><strong><img src=\"https://www.legalandgeneral.com/asset/4a5971/globalassets/sandbox/playground/mikey-watkins/icons/funds-decrease.png\" alt=\"Icon showing funds going down\" width=\"100\" height=\"100\" /></strong></span></h3>\n<h3><span style=\"text-decoration: underline;\"><strong>Unauthorised Payments &amp; Tax Charges</strong></span></h3>\n<p><strong>Transferring your pension comes with serious tax risks if not done correctly.</strong></p>\n<p>You can only transfer your pension to a scheme registered with HMRC.</p>\n<p>If you transfer to a scheme that isn’t registered, or one that doesn’t follow UK pension rules, such as paying your entire benefits as cash, or allowing early access before age 55 (unless due to ill health), you could face a <strong>tax charge of up to 55% </strong>of your pension pot.</p>\n<p>L&amp;G will do all it can to check the registration status of the receiving scheme and will not proceed with a transfer if it’s not registered.  </p>\n<p>However, it is important that you are also comfortable with the scheme you are transferring to and understand the potential risks involved.</p>\n<p>By submitting a transfer request, you confirm you understand these risks and accept that L&amp;G cannot be held responsible for any tax charges or consequences arising from unauthorised payments made by another provider.</p>\n<p>For more details, visit <a title=\"Gov website\" href=\"https://www.gov.uk/government/organisations/hm-revenue-customs\" target=\"_blank\" rel=\"noopener\">hmrc.gov.uk</a></p>\n<p> </p>","satisfiedAction":"EPiServer.Forms.Core.Internal.Dependency.HideAction","conditionCombination":"all","conditions":[]}}},{"displayOption":"","contentLink":{"id":184271,"workId":0,"guidValue":"f7bad115-a108-4e3c-94c5-545e86cb544f","expanded":{"contentLink":{"id":184271,"workId":0,"guidValue":"f7bad115-a108-4e3c-94c5-545e86cb544f"},"name":"Unauthorised Payment Confirmation","language":{"displayName":"English","name":"en"},"existingLanguages":[{"displayName":"English","name":"en"}],"contentType":["Block","ChoiceElementBlock"],"parentLink":{"id":176760,"workId":0,"guidValue":"dc030d87-3b6b-4106-b9dd-08f239d0743c","url":"https://www.legalandgeneral.com/asset/4a220f/contentassets/dc030d873b6b4106b9dd08f239d0743c/"},"changed":"2025-09-24T10:54:06Z","label":"Please confirm you have read the above information about unauthorised payments and tax 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Disclaimer","language":{"displayName":"English","name":"en"},"existingLanguages":[{"displayName":"English","name":"en"}],"contentType":["Block","ParagraphTextElementBlock"],"parentLink":{"id":176760,"workId":0,"guidValue":"dc030d87-3b6b-4106-b9dd-08f239d0743c","url":"https://www.legalandgeneral.com/asset/4a220f/contentassets/dc030d873b6b4106b9dd08f239d0743c/"},"changed":"2025-09-23T12:24:08Z","paragraphText":"<p><span style=\"text-decoration: underline;\"><strong><img src=\"https://www.legalandgeneral.com/asset/4a59f9/globalassets/sandbox/playground/mikey-watkins/icons/piggy-bank.png\" alt=\"Piggy bank with a coin going in\" width=\"100\" height=\"100\" /></strong></span></p>\n<h3><span style=\"text-decoration: underline;\"><strong>Pension Contributions</strong></span></h3>\n<p>If you're still paying into your pension, a final contribution might come through after your pot is transferred.</p>\n<p>To avoid this, let your employer know you’re transferring <strong>as soon as possible</strong> and ask them to <strong>stop </strong>any further contributions – unless you are setting up a new account for contributions to be paid to.</p>\n<p>If we do receive contributions for the account that you’ve just transferred, we’ll try and sent it to your new provider.  </p>\n<p><strong>Be aware</strong>, if they can’t accept it, the contribution will be returned to you as a cash lump sum and <strong>up to 70%</strong> of the returned funds could be taxed.</p>\n<h4><strong>Partial Transfers and New Accounts</strong></h4>\n<p>You can keep your L&amp;G account open by leaving £100 in your account.  This would be a partial transfer, is subject to acceptance, and must be a minimum transfer amount of £2000.</p>\n<p>If you want to change a partial transfer amount, go back to the ‘Your Transfer Details’ section of this form to update it.</p>\n<p>You can also check if your Employer can set up a new account for you to continue contributing to.</p>\n<p> </p>","satisfiedAction":"EPiServer.Forms.Core.Internal.Dependency.HideAction","conditionCombination":"all","conditions":[]}}},{"displayOption":"","contentLink":{"id":184275,"workId":0,"guidValue":"d129dab2-484d-4da9-b74b-696d27bdfe4a","expanded":{"contentLink":{"id":184275,"workId":0,"guidValue":"d129dab2-484d-4da9-b74b-696d27bdfe4a"},"name":"Contributions Confirmation","language":{"displayName":"English","name":"en"},"existingLanguages":[{"displayName":"English","name":"en"}],"contentType":["Block","ChoiceElementBlock"],"parentLink":{"id":176760,"workId":0,"guidValue":"dc030d87-3b6b-4106-b9dd-08f239d0743c","url":"https://www.legalandgeneral.com/asset/4a220f/contentassets/dc030d873b6b4106b9dd08f239d0743c/"},"changed":"2025-09-24T10:40:17Z","label":"Please confirm you read the above and wish to 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rules</li>\n<li>Protected Retirement Age specifically to protect from the increase of the minimum pension age to 57 from April 2028</li>\n</ul>\n<p>It’s important to know, those benefits, if you have them, may be lost when you transfer to another provider.</p>\n<p>You can check whether you have these benefits by logging into the L&amp;G app or your <a title=\"MYA Login\" href=\"https://myaccount.landg.com/\" target=\"_blank\" rel=\"noopener\">online account</a> and contacting us through the ‘Help’ button.</p>\n<p>You should then check if you will lose the benefits you have with your new provider.</p>\n<p> </p>","satisfiedAction":"EPiServer.Forms.Core.Internal.Dependency.HideAction","conditionCombination":"all","conditions":[]}}},{"displayOption":"","contentLink":{"id":184277,"workId":0,"guidValue":"336c18d2-fe45-4ac7-a612-af0a35739e34","expanded":{"contentLink":{"id":184277,"workId":0,"guidValue":"336c18d2-fe45-4ac7-a612-af0a35739e34"},"name":"Protected Benefits 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consent"}}},{"displayOption":"","contentLink":{"id":182852,"workId":0,"guidValue":"6d0b831f-0b68-4140-ad10-c2f412b35403","expanded":{"contentLink":{"id":182852,"workId":0,"guidValue":"6d0b831f-0b68-4140-ad10-c2f412b35403"},"name":"Member Declaration Text","language":{"displayName":"English","name":"en"},"existingLanguages":[{"displayName":"English","name":"en"}],"contentType":["Block","ParagraphTextElementBlock"],"parentLink":{"id":176760,"workId":0,"guidValue":"dc030d87-3b6b-4106-b9dd-08f239d0743c","url":"https://www.legalandgeneral.com/asset/4a220f/contentassets/dc030d873b6b4106b9dd08f239d0743c/"},"changed":"2025-09-24T09:44:59Z","paragraphText":"<h3><strong>Member Declaration</strong></h3>\n<p><strong>I declare and confirm that:</strong></p>\n<p>I am exercising my statutory right to request L&amp;G to transfer my pension benefits to the receiving scheme.</p>\n<p>I have checked that the receiving scheme is registered with HMRC.</p>\n<p>I have read and understood the regulatory information and the information provided about protection from pension scams.</p>\n<p>I understand  that if the receiving scheme allows access to my pension before age 55 (unless due to ill health), there is a serious risk of  significant tax charges . There may also be a risk that the receiving scheme charges significant fees.</p>\n<p>I will not hold L&amp;G responsible in any way, and I will not seek any compensation or seek any payment of any kind from L&amp;G and will not ask L&amp;G to take any action in relation to any tax charges, any significant fees or any other losses of any kind which arise because of the transfer. </p>\n<p>I discharge Legal &amp; General Assurance Society Limited from any and all liability under this scheme.  </p>\n<p>This declaration is true and correct. </p>\n<p><strong>I agree and acknowledge that: </strong></p>\n<p>L&amp;G does not know whether the receiving scheme allows access to my pension before age 55.</p>\n<p>L&amp;G may carry out checks to confirm:</p>\n<ul>\n<li class=\"wysiwyg-icon wysiwyg-icon__circle\">(i) that the receiving scheme is registered with HMRC, and </li>\n<li class=\"wysiwyg-icon wysiwyg-icon__circle\">(ii) that the transfer would be a recognised transfer for HMRC purposes. </li>\n</ul>\n<p>L&amp;G may delay making the transfer until it has satisfied itself of (i) and (ii) above.</p>\n<p>L&amp;G may request additional information from the receiving scheme to satisfy itself of (i) and (ii) above and will let me know if it does.</p>\n<p>L&amp;G will calculate the transfer value based on policy terms and conditions when it has satisfied itself of (i) and (ii) above.</p>\n<p>L&amp;G will write to me to inform me if it cannot satisfy itself of (i) and (ii) above.</p>\n<p> </p>","satisfiedAction":"EPiServer.Forms.Core.Internal.Dependency.ShowAction","conditionCombination":"any","conditions":[{"field":"182849","operator":"equals","fieldValue":"No"},{"field":"182849","operator":"notEquals","fieldValue":"No"}]}}},{"displayOption":"","contentLink":{"id":184909,"workId":0,"guidValue":"f1c70b12-20d5-4dcf-8efd-9f78c161858f","expanded":{"contentLink":{"id":184909,"workId":0,"guidValue":"f1c70b12-20d5-4dcf-8efd-9f78c161858f"},"name":"Member Declaration Confirmation","language":{"displayName":"English","name":"en"},"existingLanguages":[{"displayName":"English","name":"en"}],"contentType":["Block","ChoiceElementBlock"],"parentLink":{"id":176760,"workId":0,"guidValue":"dc030d87-3b6b-4106-b9dd-08f239d0743c","url":"https://www.legalandgeneral.com/asset/4a220f/contentassets/dc030d873b6b4106b9dd08f239d0743c/"},"changed":"2025-09-24T10:56:05Z","label":"Tick below to confirm you have read the declaration and acknowledgements and wish to proceed with the transfer","validators":"LandG.CMS.Models.Validators.WhitelistedCharactersValidator|||EPiServer.Forms.Implementation.Validation.RequiredValidator","feed":"FormsFeed_UseManualInput","items":[{"caption":"I have read the above information and confirm I wish to proceed. This declaration is dated on the day this form is submitted","value":"I have read the above information and confirm I wish to proceed. This declaration is dated on the day this form is submitted","checked":false}],"conditionCombination":"all","conditions":[]}}},{"displayOption":"","contentLink":{"id":194475,"workId":0,"guidValue":"b533ec88-dcf9-497e-aec0-ffc9e5823768","expanded":{"contentLink":{"id":194475,"workId":0,"guidValue":"b533ec88-dcf9-497e-aec0-ffc9e5823768"},"name":"############################## PAGE -- NEXT STEPS","language":{"displayName":"English","name":"en"},"existingLanguages":[{"displayName":"English","name":"en"}],"contentType":["Block","FormStepBlock"],"parentLink":{"id":176760,"workId":0,"guidValue":"dc030d87-3b6b-4106-b9dd-08f239d0743c","url":"https://www.legalandgeneral.com/asset/4a220f/contentassets/dc030d873b6b4106b9dd08f239d0743c/"},"changed":"2025-09-27T14:02:18Z","label":"Important instructions for you - next steps"}}},{"displayOption":"","contentLink":{"id":194474,"workId":0,"guidValue":"5c1d0d95-9bbc-42c4-85d6-ca6f5da508e6","expanded":{"contentLink":{"id":194474,"workId":0,"guidValue":"5c1d0d95-9bbc-42c4-85d6-ca6f5da508e6"},"name":"Next Steps Explainer","language":{"displayName":"English","name":"en"},"existingLanguages":[{"displayName":"English","name":"en"}],"contentType":["Block","ParagraphTextElementBlock"],"parentLink":{"id":176760,"workId":0,"guidValue":"dc030d87-3b6b-4106-b9dd-08f239d0743c","url":"https://www.legalandgeneral.com/asset/4a220f/contentassets/dc030d873b6b4106b9dd08f239d0743c/"},"changed":"2025-10-14T15:30:02Z","paragraphText":"<h3><strong>Before you submit this form</strong></h3>\n<p>We also need information directly from your new pension provider, known as the receiving scheme.</p>\n<table class=\"wysiwyg-table\" style=\"width: 100.075%;\"><colgroup><col style=\"width: 99.8322%;\" /></colgroup>\n<tbody>\n<tr>\n<td>\n<p><strong>To continue to the next stage, please follow these steps:</strong></p>\n<ol>\n<li><strong>Copy this link</strong> – <a href=\"https://www.legalandgeneral.com/forms/workplace-forms/receiving-scheme-form/\" target=\"_blank\" rel=\"noopener\">https://www.legalandgeneral.com/forms/workplace-forms/receiving-scheme-form/</a></li>\n<li><strong>Email the link to the receiving scheme,</strong> include your <strong>L&amp;G Pension Account Number\\s</strong> in your email to them</li>\n<li>Request your receiving scheme complete their online form <strong>as soon as possible</strong></li>\n</ol>\n</td>\n</tr>\n</tbody>\n</table>\n<p>As soon as your provider submits their form:</p>\n<ul>\n<li>We’ll receive it here at L&amp;G</li>\n<li>We’ll let you know when it’s received</li>\n<li>We’ll check we have everything we need and either complete the transfer or reach out for any additional information, we’ll do this by email</li>\n</ul>\n<h4><strong>Estimated timescales</strong></h4>\n<p><strong>Processing the transfer:</strong> 5 to 7 days 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