Care Costs Calculator
Help to plan ahead in five short steps
This calculator can help you to understand how much may be needed to cover the cost of care in a care home. It only takes a few minutes to complete, and you can complete it for yourself, or on behalf of someone else. If you’re completing this for someone else, please give answers related to them.
Please note that the Care Costs Calculator is primarily designed for users where the person requiring care is living in England. If you live in Wales, Scotland or Northern Ireland, we suggest speaking to the Legal & General Care Concierge service on 0800 086 9071 – quoting “Independent Age” when you call.
This calculator is not a substitute for advice about your individual situation.
1
Type of care
What type of care are you looking for? Select one option from Care homes
2
Home ownership
Does the person needing care own the home they live in? Select one option from Yes, No
So we can show you as many options as possible, these next few questions are about the home of the person needing care.
Does the person needing care own the home they live in? Select one option from Yes, No
So we can show you as many options as possible, these next few questions are about the home you or your loved one live in.
Does anybody else live there? Select all answers that apply from A partner, A close relative over 60, A close relative who is incapacitated, A dependent under 18 or select None of the above!
Choose all that apply
What is the value of their home?
If you don't know the exact amount, don't worry. Even giving your best estimate will help us to explain the options if the person needing care has to pay for care, or if they're looking for financial help.
What is the value of their home?
If you don't know the exact amount, don't worry. Even giving your best estimate will help us to explain the options if you or your loved one need to pay for care, or if you're looking for for financial help.
3
Savings and investments
Planning ahead
Personal financial situations will affect how much someone needing care will need to contribute towards its cost. These next few questions will help us to give you a guide for how long funds could last, so the person needing care can plan ahead.
Does the person needing care have any other assets or investments, or any properties they don't live in? Select one option from Yes, No
Savings
Bank or building society accounts
National Savings accounts
Premium Bonds
Stocks and Shares
Property (buildings or land) that they do not live in
What is the combined value of these?
Don't worry if your numbers aren't exact, your best guess is good enough to help us explain some of the options.
4
Income
Does the person who needs care have any income? Select one option from Yes, No
Earnings
Pensions
Benefits
Annuity income
Rental income
Dividends
What is the combined value of this income?
If you're not sure, just give your best estimate.
5
Location
Where are you looking for care?
Enter the postcode of the person who needs care or, if you don't know it, choose which country they live in. We'll give you an idea of the cost of care where they live.