Our Umbrella Benefits Scheme enables  you to qualify for additional support  as part of the group protection cover taken out by your employer.  These are available alongside the free telephone and online Employee Assistance Programme (EAP) service that we offer.

Life Insurance

Through your employer having a group protection policy with us, as part of our Umbrella Benefits Scheme, you have access to discounted Legal & General life insurance. Life insurance could pay out a cash sum to your family or loved ones if you pass away during your chosen period of cover.

To find out what can be covered, please read our policy summary and policy booklet.

Get a quote

Get a quote today and receive 10% discount off our life insurance premiums plus a £30 M&S Gift Card. Terms and conditions apply.

Please call Legal & General directly on 0800 008 3174, using offer code DISERV. Lines are open  8am to 8pm Monday to Friday, 9am to 5pm on Saturday. We may record and monitor calls.

Home Insurance

Our Home Insurance Umbrella benefit is on hold at the moment. We’re working to make it available soon, with some new and improved terms.

Lifetime Mortgages

Through your employer having a group protection policy with us, as part of our Umbrella Benefits Scheme, you could receive a £250 Love2shop gift card if you receive financial advice from Legal & General Financial Advice Limited and successfully complete a Legal & General Lifetime Mortgage. Terms and conditions apply.

A lifetime mortgage allows you to release tax-free cash from the equity in your home to do more of the things you enjoy.

You must be 55 or over and living in (or buying) your own home, with either a small or no mortgage. Your home will need to be worth a minimum of £100,000.

A lifetime mortgage is a loan secured against your home. It will reduce an inheritance and you may have cheaper ways to borrow money.

Click here to find out more about lifetime mortgages and how to qualify for the offer.


Talk to an adviser

You can only take out an equity release plan through a financial adviser, who will also help you understand if equity release is right for you. Legal & General offer advice on our lifetime mortgages, so if you'd like to speak to one of our advisers about a Legal & General lifetime mortgage, get in touch today.

0808 273 6840

Lines are open

Monday to Friday 8:30 am – 8:00 pm

Saturday 9:00 am – 1:00 pm

Calls may be recorded and monitored.

Calls are free from a UK line