Four female friends with arms linked looking our to sea.

Group protection

Group protection can make a huge difference to the financial wellbeing of your insured employees and families if life takes an unexpected turn.

Not A Red Card

Using the power of sport to help tackle the stigma around mental health and encourage more conversations in the workplace. Visit our NotARedCard website for information, ideas and support for you and your employees.

Our claims and rehabilitation performance

We're dedicated to improving the health and wellbeing of the employees we're covering, that are unable to work due to illness or injury - being there for them in times of need.
In 2017, through our Group Income Protection, we enabled almost 20% of the industry total (as reported by GRiD) to return to work. 

An Introduction to Employee Assistance Programmes

View our EAP webinar and discover how our free of charge employee assistance programme can assist your employees with every day issues like stress and personal crisis – helping to reduce absences and improve workplace productivity.

Group life assurance

A lump sum benefit that is normally paid tax free up to the lifetime allowance or as a dependants pension, or both when an insured employee dies in service.

Benefits to you

  • A more competitive and attractive benefits package helps you recruit and keep the right staff.
  • Premiums will normally qualify for tax relief depending on scheme choices, including Excepted Group Life policies, also known as relevant life policies.
     

Group income protection

Provides an income when an insured employee is unable to work long term due to illness or injury. Where appropriate, we can provide early intervention and rehabilitation.

Benefits to you

  • Reducing the impact from long term absence costs
  • Providing support, where appropriate, to help employees back to work

Group critical illness cover

A tax-free cash lump sum if your employee has been diagnosed with a specified serious illness or condition.

Benefits to you

  • Covers most major conditions as standard and more can be added but there are some exclusions
  • Automatically covers children of your insured employees at no extra cost

Flexible and voluntary benefits

Flexible and voluntary benefits

Flexible and voluntary benefit arrangements help allow you to offer a range of benefits valued by your employees, which may also reflect your organisation’s culture.

Benefits to you

  • Attractive benefits package with wider range
  • Employee engagement in their benefits
  • Manage your costs

Contact us

To find out more about our products and services, what we can cover and how we assess claims,

Call us on

0345 072 0751

We may record and monitor calls. Call charges will vary.