Welcome to our pages for existing with profits customers. Here you will be able to find out everything you need to know about with profits. If you can't find what you are looking for then please contact us.

Bonus declaration

Each year, we announce how the With Profits Fund has performed and what bonus rates have been declared.

With Profits Fund closure

On 31 January 2015, we closed our With Profits Fund to new business.

Guides and factsheets

Want to understand more about the features of with profits?

Frequently Asked Questions

Read our answers to commonly asked questions about with profits. Find out more about bonuses, market value reductions and smoothing, for example.

The valuable features of your bond

If you have a with profits bond, take a look at some important things you should consider if you are thinking about switching investments or cashing in your bond.

The valuable features of your pension

If you have a with profits pension, take a look at some important things you should consider if you are thinking about switching investments, transferring the value of your plan or taking your benefits early.