How to stay safe at home and online
How to stay safe in your home
Make sure you have the right Buildings and Contents Insurance to protect you and think about the simple steps you can take to deter burglars:
According to police crime prevention advice simple security measures such as having the right door and window locks can make a huge difference in deterring burglars and even make burglary up to five times less likely than if you have no security measures at all.
Using key operated window locks on your accessible windows and deadlocks for your doors are a few simple security measures you could take to protect against typical burglar entry points.
Use the power of light and sound
Most burglaries are crimes of opportunity with intruders not wanting to be seen or heard. Using well placed or tamper proof exterior lights will make it more difficult for potential intruders to remain unseen if approaching your home at night.
A properly fitted burglar alarm that produces flashing lights and sound to attract attention to intruders, placed at the front and back of a home, can be the most effective deterrent against potential burglary.
Tidy up outside
Tools, ladders and wheelie bins can be used by burglars as aids to break into your home. Always keep them safely locked away and out of sight in a garage or shed if possible.
If you're going away on holiday, you can buy simple timer switches for lamps, radios and TVs that give the illusion that there is someone home.
Don't forget to cancel deliveries and ask trusted friends or relatives to pop round while you're away, to help keep the house looking occupied, ensuring that the house is properly locked and secured when they leave.
Protect the things you love
Check you have the right level of insurance cover and consider whether your smart phone, laptop or computer are covered by your home insurance, when you take them away from the home.
How to stay safe online
The 2017 Crime Survey for England and Wales found that there were around 4.7 million fraud and computer misuse offences that occurred in that year. With 2.4 million Bank and Credit account fraud incidents and 0.7 million consumer and retail fraud offences.
The 2018 Crime Survey for England and Wales found that there were around 470,000 incidents of unauthorised access to personal information that occurred. With 9,458 incidents of hacking – social media and email – it’s important to take care when browsing the web.
Emails are one of the quickest routes used by hackers to trick you into downloading viruses. Don't open email attachments or click on links from strangers, if in doubt, check first.
Scams and phishing
Your bank, PayPal and eBay, will never request passwords and personal data from you via email, so never send any personal information this way.
If you’re ever unsure about an email, call or request you’ve received be sure to call your bank, or relevant service provider, on their official contact numbers to inform them of the request you received and confirm that it’s legitimate before taking any further action.
Be careful about your privacy settings. Think before you Tweet about your location, post your holiday snaps on Facebook or let others know you're away from home. You don't want to invite potential burglars to break in while your house is empty.
Unfortunately, the more information you share, the easier it is to build up a picture of your life - where you live, who your friends are, your birthday and the names of your parents and siblings - which could be used to steal your identity or fraudulently impersonate you: be careful what you post online.
Prevention is always better than cure, by following these simple steps you can help protect yourself, your family and your home - both on and offline.
Find out more about our Home Insurance.
We're not responsible for the content of any external websites.