Experts in lending across the property spectrum

We specialise in providing senior loans of varying maturities, secured against property sub-sectors from offices, industrial and retail to residential (build to rent), mixed-use and alternative. Focusing on the senior part of the capital structure, with a typical maximum loan-to-value (LTV) of 65%, we lend to high-quality tenants who have the income to support interest payments and property that can act as security.

As experts in real estate debt, we have privileged access to market knowledge and intelligence through LGIM’s real estate equity platform. And drawing on LGIM’s position as one of the UK’s largest and most experienced property investors, we’ve built a strong network of industry relationships across occupiers, agents, banks, investors and government.

Case study

Funding Glasgow City Council to help settle a landmark equal pay dispute

In 2019, Glasgow City Council ended a long-running dispute over equal pay, reaching an agreement to settle thousands of claims. However, the Council needed to find a way to raise funds to make the payments. 

Private credit

Partnerships designed to deliver real social and economic impact

Get in touch

The dedicated ESG team works closely with the asset management and investment teams to support ESG integration in investment strategy and decision making. Our responsible investment approach is fully aligned with the Group’s sustainability mission and LGIM’s ESG and climate change objectives. Contact the Client Solutions team for more information.