We realise that both your time and your home are precious. That’s why we developed SmartQuote, an easy-to-use, mobile-friendly tool that allows you to get a quote in 5 questions.
Moneyfacts Consumer Awards 2017 & 2018
It protects your property and belongings from unexpected events like Escape of water, Fire, Storm, Floods and Theft. There are two types of Home Insurance:
Buildings Insurance covers the costs of repairing or rebuilding your home and its permanent fixtures and fittings, including garages and domestic outbuildings within the boundaries of your land.
Contents Insurance covers your household goods and personal belongings like clothes, furniture, curtains and freestanding kitchen appliances in the home.
Our Gold and Silver Home Insurance policies allow you to combine both Buildings and Contents cover helping you to protect your home and belongings all under one policy from events such as Fire, Storm, Flood and Theft.
Insurer Innovation of the Year
Providing a comprehensive level of cover for a wide range of events. It includes Accidental Damage and Home Emergency Cover(Tenants are not eligible)as standard.
Providing a lower level of cover, includes Home Emergency Cover(Tenants are not eligible)and still includes important protection against events like fire, flood, storms, subsidence, escape of water and theft.
Enhance your cover with a choice of add ons like bicycle cover, cover away from the home and valuable items cover, available on both of our policies.
If you don’t make a claim, your premium won't increase at first renewal* T&Cs apply.
Every Insurance policy, including ours, will have limitations and exclusions. So it's vital that you check what's included before you purchase. For example, we don't cover maintenance, wear or tear or damage that happens gradually over a period of time, such as damp or rot. There’s also an excess to pay on each claim. For more details about what is and isn't included, please read the Key Documents.
Tenants are not eligible for Home Emergency cover.
Find out more about our Home Insurance
UK based call centres and a claims line open 24/7 365 days a year
Spread the cost and pay monthly instalments interest free with Gold and Silver!
We insure over 1 million homes in the UK
If you make a claim before your next renewal, the premium may be adjusted at renewal and the fixed price will end. If you make a change to your policy, e.g. if you move house, add or remove cover, the price may be adjusted to reflect this. The new premium will then be valid for the remainder of the original fixed price period. If there’s a change to Insurance Premium Tax, this will be applied to any premiums you have to pay in line with HMRC requirements.
Legal & General, L&G, L&G – EVERY DAY MATTERS and the Legal & General Logo are registered trade marks of Legal & General Group PLC and are used by Fairmead Insurance Limited under licence. Legal & General Group PLC has no responsibility for the products of Fairmead Insurance Limited or the servicing of those products. This policy is underwritten by Fairmead Insurance Limited which is a member of the Liverpool Victoria General Insurance Group. Fairmead Insurance Limited is not a member of the Legal & General group of companies.
Fairmead Insurance Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority, Financial Services Register number 202050. Registered in England and Wales Number 00423930. Registered office: 57 Ladymead, Guildford, Surrey, GU1 1DB.
