We all want different things, so that’s why we offer you a range of additional options so you can tailor your insurance to work for you.

You can choose from any of the extras listed below at any time during the life of your policy.

Legal & General car insurance is arranged and administered by BISL Limited and underwritten by a panel of insurers.


OPTIONAL COVERPrice per annum
Motor Legal Protection
Cover for legal expenses when reclaiming uninsured losses, if you have an accident that's not your fault. You'll be covered for up to £100,000 of legal expenses to claim back costs from the person that caused the accident
Guaranteed Replacement Car
A replacement vehicle for a limited period if your vehicle is damaged, destroyed or stolen.
14 days cover £17.99
28 days cover £34.99
Breakdown Cover
A choice of cover levels to get you moving again, whether you need roadside assistance or cover from your home. 
Cover starts from £42.99
Up to £1000 per annum for the replacement of lost or stolen keys and also includes reprogramming alarms and immobilisers.

No Claims Discount Protection
If you have 4 or more years NCD you can protect the number of years discount you have accumulated for an additional cost. If you need to make one or more claims in a 12 month period No Claims Discount Protection helps reduce the impact on your NCD years. 

Calculated as a percentage of your premium

Please note: These prices apply to new policies starting from 1 June 2017.

Limitations and exclusions

Limitations and exclusions apply, for full details please refer to the key documents section of this page.

Subject to excesses shown in the schedule of insurance. An additional excess for young and inexperienced drivers may apply.