Legal & General car insurance provides three levels of cover with a range of features. We've also provided a list of some things that aren't covered. For full details please read the relevant policy key documents section on this page.

Legal & General Car Insurance is arranged and administered by BISL Limited, which is an independent intermediary and is underwritten by a panel of insurers.

COVERDETAILCOMPRE/
HENSIVE
THIRD PARTY, FIRE AND THEFTTHIRD PARTY
Online service centre
24 hour emergency claims line
Liability to others Limited for £20 million third party property damage including expenses and costs.
Loss or damage to the car by an accident X X
Loss or damage to the car by fire or theft X
Car audio, navigation and entertainment equipment fitted as original equipment by the manufacturer Unlimited X
Other car audio, navigation and entertainment equipment not fitted by the manufacturer up to £500 X
Glass damage Unlimited if our approved repairer is used X X
Personal belongings up to £100 X X
Child car seat up to £100 X X
Travelling abroad Full policy cover up to 60 days in EU countries

Limitations and exclusions

Limitations and exclusions apply, some of these are shown below. For full details refer to the key documents section of this page.

Subject to excesses shown in the schedule of insurance. An additional excess for young and inexperienced drivers may apply.

Glass Damage

  • A limit of £150 if a non approved repairer is used.
  • Damage or broken glass in panoramic glass roofs is not covered.
  • Repair or replacement of any glass that is part of a removeable or folding convertible roof is not covered.

Personal Belongings

  • Loss or damage whilst the car is left unattended without being properly locked and/or if any window, roof opening, roof panel or hood is left open or unlocked is not covered.
  • Loss of money, credit or debit cards, stamps, tickets, vouchers, documents and securities are not covered.