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Defaqto Star Ratings

At Legal & General, we're proud of our Defaqto Ratings. We've achieved the top level of 5 Stars for our Home Insurance Extra product, 2 Stars for our Essentials Home Insurance product and 4 Stars for our Landlord Insurance.

Who are Defaqto?

Defaqto are a leading UK independent financial information business, specialising in rating, comparing and analysing financial products. 

They deliver timely and accurate information to all layers of the financial services sector including banks, insurers, advisers, comparison web sites, regulatory agencies and consumers.

Why are Defaqto Star Ratings important?

Choosing on the basis of price alone means you may get a policy that suits your pocket but doesn't necessarily give you the level of cover and customer services you want.

A Defaqto Star Rating reflects the level of cover that's offered within a financial product, helping you make a more informed decision about which one best suits your needs.

How is a Defaqto Star Rating achieved?

The more comprehensive the level of features and benefits offered by a product, the higher the Defaqto Star Rating it's given .If you compare two policies, the 5 Star rated policy will generally offer more cover than a 3 Star rated one.

The Star Ratings that we achieved reflect the level of cover our policies provide and gives you confidence that Legal & General offer quality insurance products.

Defaqto 5 Star Rating for Home Insurance

  • Our Home Insurance Extra has been independently rated 5 Stars
  • Offers a comprehensive range of cover
  • Includes Home Emergency cover up to £1,000
  • Limitations and exclusions apply
Defaqto 2 Star Rating for Home Insurance
     
    • Our Home Insurance Essentials has been independently rated 2 Stars
    • Offers a lower level of cover than Extra
    • Includes Home Emergency cover up to £500
    • Limitations and exclusions apply

Landlord Insurance

Defaqto 5 star rating for Landlord Insurance  

  • Our Landlord Insurance offers a comprehensive range of cover
  • Includes cover for loss or rent or providing alternative accommodation for the tenant up to £40,000
  • Includes Trace and Access up to £5,000

Limitations and exclusions apply

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