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Landlords Insurance.

Protecting your investment and your income.

Find out more Get a quote for Landlords Insurance.

Buildings and Contents policies designed for landlords like you.

Our landlords insurance protects you and your property. It’s flexible, so you can choose the cover that’s right for you. Our specialist landlord insurance protects you for loss of rent and covers the cost of alternative accommodation for tenants should you need it. For further peace of mind, you can also add optional extras to extend the level of protection provided by the policy.

What is Landlords Insurance?

Landlords Insurance policies provide buildings insurance cover - for the structure of the home including its permanent fixtures and fittings and outbuildings. Buildings insurance will protect you in the event of damage to your rental property from events such as fire, storms, flooding, subsidence and more.
 
You can also add in landlord contents insurance as an optional extra, which will protect the household goods, furniture and furnishings in your rental property from events such as fires, storms, flooding and theft among others. Contents insurance is not available without buildings, except in circumstances where the buildings are tied to another insurer, such as in the case of a leasehold flat.

Our landlord buildings insurance at a glance

  • Up to £40,000 cover for loss of rent or alternative accommodation costs for the tenant as standard
  • Up to £500 Home Emergency Cover included as standard.
  • Up to £2 million property owners liability cover.
     

Additional cover options

  • Landlords contents insurance
  • Accidental or malicious damage by tenants cover
  • Legal expenses, rent guarantee and eviction of squatters cover

Call us to save

If you have several rental properties, we could cover them all with one policy. It helps make life easier, and you’ll also save with a discount based on your portfolio size. Please call 0800 092 9922 for a multi-property quote.

Landlord Buildings insurance

Protects your rental property from events including fire, storm, flood and subsidence.

Landlord Contents insurance

Protects the household goods you own in your rental property from events including fire, storm, flood and theft.

What's covered

Choose the level of landlord insurance cover that's right for you. 

Becoming a Buy to Let Landlord

You’ve thought long and hard, done your research and Buy To Let is looking like an attractive investment. But you’ve still got lots of questions you need answering.

Cover you can count on

We know it’s vital to protect your investment. So when you claim on our landlords insurance, we’ll work hard to get things back to normal, fast. We even provide a free legal helpline.

Find out more about what's covered in detail.

Important Information

Just like any other insurance policy, there are some things you need to know. First, you’ll pay an excess on each claim you make. Also, our landlords insurance does not protect against general wear and tear, or damage that happens gradually over time. And we can’t cover homes let to housing associations, local authorities, asylum seekers, refugees or students, holiday homes and properties in Northern Ireland.

These are examples of what is and isn't covered. Further limitations and exclusions apply. For full details, please read the Policy Summary and Policy Booklet in the Key Document section.

Defaqto rated

Defaqto 5 star rating for Landlord Insurance  

Our comprehensive Landlord Home Insurance has been independently rated 4 stars by Defaqto.

Landlord's essential guide to stamp duty and tax changes

landlord house image  

If you're a landlord then you'll want to keep up to date with the 2016 stamp duty increases, reductions in tax relief and what you can claim for if work needs to be done to the property.

Find out more

FAQs

Please note that these do not cover all the details and exclusions in our landlord insurance policy.

Questions about our Landlord insurance 

Key documents

Read these before you buy:

Landlords Insurance Policy Summary  PDF: 127KB

Landlords Insurance Policy Booklet  PDF: 478KB

Contact us

Call us on:

0800 092 9922

Lines are open:
8am-8pm Monday to Thursday
8am-6pm Friday
9am-5pm Saturday

We may record and monitor calls.


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