What is 12 Month Pet Insurance?

This type of pet insurance policy will cover your pet treatment fees from the date the condition is first treated, for 12 months. 12 month pet insurance can be a cost-effective option compared to Lifetime insurance and will protect your pet from accident or illness but on a time limited basis.

Understanding 12 Month Pet Insurance

12 Month £2000 and 12 Month £5000 are 12 month pet insurance policies. The total you can claim for all new conditions your pet may suffer is £2000 or £5000 unless there is an additional benefit limit shown for a specific condition. There's no limit to the number of separate conditions that you can claim for until the total financial limit has been reached.

As long as the insurance policy remains in force, your pet has 12 months cover from the onset of each new condition.

Once the financial limit has been reached or 12 months has passed, whichever is sooner, any on-going treatment required as a result of this condition will be excluded from future claims and treated as a pre-existing condition.

Find out more about our Accident Only and Lifetime products.

View the Jargon Buster and FAQ page for further details.

This summary is only a brief guide to your cover and exclusions. For more details of what is and isn’t covered, please read the Policy Wording and Policy Summary in our Key Documents section.

Included in our cover are services such as and Find a Vet, and Find a Pet Sitter (we don't cover the cost of the pet sitter).

Call us now on 0800 316 7570 to speak to a member of our team about cover options for your pet.

Please note for all telephone numbers: Calls may be recorded and monitored and call charges will vary for 03 numbers.

Legal & General Pet Insurance is arranged and administered by Ultimate Pet Partners and underwritten by Legal & General Insurance Limited.

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