Investments articles

Market outlook: waiting for a vaccine and the US election result.

Just two key events could determine the course of global stock markets for the remainder of 2020.

US elections: the final stretch

Flashing green, amber and red – our efforts to tackle climate change

The Investment Stewardship team outlines the key features of its 2020 Climate Impact Pledge.

Leisure seekers: the case for boarding now?

While the short-term outlook for leisure stocks remains challenging, potential developments could help propel them forward, according to our Global Equity Strategist.

What is responsible investing and why does it matter?

Investment Strategist, Sarah Peasey, reveals why she is passionate about responsible investing in today’s changing society.

The UK stock market: could do better

Autumn investment update: a balancing act

We look at the potential challenges and opportunities for investors in the final months of 2020.

Riding the ups and downs of stock markets

Staying invested in stock markets is, we believe, the best way of growing your long-term savings pot.

Reasons to invest – take 5

In the current pandemic, saving may be more difficult than normal. But here are five reasons why, we believe, setting money aside now could be beneficial.

The march of the technology titans

Will US technology companies be as dominant in the next decade as they are today? Our Asset Allocation team weighs up the evidence.

Gold: breaking records of its own

While Olympic athletes have been unable to exceed their personal bests this summer, gold has been breaking records of its own.

Electric cars and the COVID-19 effect

The power of compounding

Whether you are thinking of saving for a big-ticket item such as a house or trying to get together a few savings for a rainy day, you’ve probably been told that the sooner you start saving, the better.

Market outlook: Optimism versus reality

In this latest outlook piece, our Asset Allocation team questions whether investor optimism is a little misplaced.

Diversification: Imitating the artist’s palette

Just as an artist displays many colours on his palette, an investor may choose to own many diverse investments.

Stay safe from fraudsters this summer

2020 US elections: The race is on

How will stock markets react to the possibility of a President Joe Biden in the White House?

Finding the greenest generation: LGIM’s ESG research

Which age group cares the most about ESG? We asked 1000 savers from three generations to reveal the themes that matter -- and those that don’t!

Emerging markets: More resilient than expected

Part three of our series looking at how Covid-19 has changed investing and our views on markets.

Beware a political malaise

Part two of our series looking at how COVID-19 has changed investing and our views on markets.

Looking beyond the pandemic

Part one of our series looking at how investing and markets will be different for the rest of 2020.

How we’re putting clients, and our families, first during COVID-19

Adapting to the new normal (and what to do if you’re not)

Our lives changed on 23 March 2020 when government measures were introduced to help prevent the spread of COVID-19 (coronavirus).

Are economies really returning to normal? People’s mobile phone data may hold the answer

Mobility data from *Google and *Apple can help us look through the rhetoric on the return to economic normality and see what is really happening on the ground.

China and US tension was already high. COVID-19 may have made it worse.

Not so long ago, the trade war between the US and China was the greatest geopolitical risk facing the market. COVID-19 has now taken its place at the front of investors’ minds, but it hasn’t eased the underlying tensions.

Methane: Carbon’s shadier sibling

V, U, W or L: What shape will the recovery take and when might it happen?

What does it mean when economists’ predictions look like a Scrabble board?

Big business needs to change. Here’s how we’re making that happen.

2019 was a huge year for our work on changing companies for the better. Here’s a quick look at the decisive action we’re taking on behalf of customers to tackle issues as diverse as climate change and income inequality.

What is ESG?

Sometimes known as responsible investing or sustainable investing, ESG is about including environmental, social and governance factors that you may wish to consider in your investment decision making.

Have markets got the all clear?

Last week’s bounce in US company share performance reflects investors’ new-found optimism. Here’s why we’re still cautious.

Are ISAs a good investment

Tax-efficient stocks and shares ISAs offer better scope for growth than cash, but how safe are they? Discover more about the potential risks and rewards.

What is a Junior ISA?

What is a cash ISA?

While cash ISAs have fallen out of favour in recent years due to low interest rates, more than £39 billion was put into them in 2016-17. They can still be a good option for people to save tax free.

What happens if I take money out of my isa?

Each type of ISA is different, and depending on which account you hold, there may be restrictions or charges for making withdrawals

The 2020 Budget – what you need to know

How an ISA can help you save for retirement

The Federal Reserve just made an emergency rate cut. Here’s why we believe this matters.

How can investors deal with the coronavirus market impact?

Harry, Meghan, and why financial independence is back in style

The power of us: Welcome to a world of inclusive capitalism

Don’t get too excited about the US-China agreement

The science behind why the word ‘recession’ makes people panic

Here’s why the Trump impeachment proceedings could make a recession less likely

The formal opening of an impeachment process took markets by surprise – judging by the immediate reactions.

Are ISAs a good investment

Tax-efficient stocks and shares ISAs offer better scope for growth than cash, but how safe are they? Discover more about the potential risks and rewards.

Are ISAs a good investment

Tax-efficient stocks and shares ISAs offer better scope for growth than cash, but how safe are they? Discover more about the potential risks and rewards.

The business case for gender diversity

How to make investing easy

When you invest money in a stocks & shares ISA using collective funds you enjoy the benefits of simpler administration, lower costs and professional fund management.

How can mixed investments help you?

Our Multi-Index funds combine a mixture of index funds with investments in company shares, bonds and commercial property.

How an ISA can help you save for retirement

Conventional wisdom says cash is king and stocks are risky. This is true – in the short term. But over a longer time horizon, leaving your money in cash may not be the best way to guard against losing value.

How an ISA can help you save for retirement

Conventional wisdom says cash is king and stocks are risky. This is true – in the short term. But over a longer time horizon, leaving your money in cash may not be the best way to guard against losing value.

Are stocks as risky as you think?

Conventional wisdom says cash is king and stocks are risky. This is true – in the short term. But over a longer time horizon, leaving your money in cash may not be the best way to guard against losing value.

Pensions: cut your tax to get the max

ISAS and pensions: the yin and the yang of retirement planning

Income tax doesn’t stop when you stop working

ISAs: how do I love thee? Let me count the ways

ISAs have been around since 1999 and have been a big hit with investors.

Junior pension versus Junior ISA

If you’re thinking about helping your children with their financial future, you may like to think about starting a Junior ISA (JISA) or junior pension.

Cash savings vs investing

The principles of investing

Goals, time horizon, risk and diversification are key elements to consider when investing.

The principles of investing

Goals, time horizon, risk and diversification are key elements to consider when investing.

The principles of investing

Goals, time horizon, risk and diversification are key elements to consider when investing.

Tackling the climate emergency

Public concern around the dangers posed by climate change has reached unprecedented levels.

If you've invested before

When it comes to money, things can seem complicated and we can feel overwhelmed by the amount of information that’s out there about what we should be doing.

How to choose a product that is right for you

Investing in volatile times

Political and economic turbulence have dominated headlines in recent times

Diversification and fantasy football investing

Eggs in baskets. Hedging your bets. There are a million-and-one different metaphors when it comes talking about diversification.

Seven reasons to stick with your ISA in jittery markets

When markets are fluctuating, it can be very tempting to do the investment equivalent of running for the hills.

The why and what of personal pensions

Top tips to help you save for you children's university fees

Tuition fees and university accommodation don’t come cheap. We’ve got some tips for parents wanting to save to help their children with the costs.

Investing in retirement: tips for securing your financial future

The 100-year life is upon us. It’s no longer the stuff of myth or legend.

If you've never invested before: investing 101

Put simply, investing is another form of saving.

The threat of inflation

Bank accounts are often viewed as one of the safest homes for your money. But what happens if we take price rises into account?

How do I find a financial adviser and how much do they cost?

If you’re uncertain what’s best for your savings, investments and pensions, it might be a good idea to consult a professional financial adviser but finding one can be a challenge.

Being a tax smart investor

What even is a stock anyway?

Scrolling through social media you might come across a common news headline like “Stocks fall 300 points”. Well what does that mean?

Show your future some love this valentines

We’re always told to invest in our relationships. And that’s absolutely right. We should. But what’s almost as important is to invest in our own long-term futures

Being a tax smart investor

How you allocate your long-term savings between cash, bonds, shares and commercial property investment funds can have a big impact on how your money can grow.

Flexiaccess drawdown is right for you

Five workplace pension questions you really need to ask

The Future World GIRL Fund

Gender inequality is one of the biggest issues of our time – and one that generates so much frustration

How much do Brits really save?

Ever wondered how your savings stack up against the average Brit’s?

Seven tips to help with saving for the future

Want to start setting some money aside each month? We’ve got some ideas to help get you started.

Who's responsible for a greener world?

As part of our Own Your World campaign, we’ve surveyed your attitudes towards the environment and what we need to do to create a better future world.

Compounding case study - can £20 a month really help your grandchild buy a house?

Sexism in the city

Today is the deadline for the first mandatory reporting of UK companies’ gender pay gap data.

Legal & General commitment to gender diversity

Legal & General Investment Management has been promoting the benefits of diversity with the companies in which we invest since 2011.

Will your loved ones be looked after?

Estate planning. It’s something many of us will put off thinking about until much later in life.

Why it can pay to keep calm and stay invested

Responsible investing

Responsible investing is becoming increasingly popular.We have put together an infographic to explain a bit more about what it is.

Don’t underestimate the power of compound returns

Albert Einstein reputedly called compounding the “eighth wonder of the world”. We agree. Here’s why it matters for you.

Weddings, cars and trips abroad: we reveal what Brits are really saving for

If you’ve dreamed of retiring at 50 and blowing your savings on an all-out trip to Asia or South America, research you’re not alone.

When is interest paid on my ISA?

There is no set date for interest to be paid on cash ISAs, so it is up to the provider to decide when interest will be paid. See what you need to know.