Investments articles

A COVID-19 vaccine breakthrough

We look at the next steps for both vaccine watchers and stock markets.

What should investors know about China?

Biden looks to unify the US

With Joe Biden finally confirmed as president-elect, we look at what the result may mean for investors.

Index funds explained

Stripping away the jargon, we look at what index funds are and why investors may typically consider buying them.

US election reaction: patience required

With a conclusive result yet to be announced, we outline what this may mean for investors.

Market outlook: waiting for a vaccine and the US election result.

US elections: the final stretch

The global pandemic aside, our Global Equity Strategist believes the US presidential election looms as the biggest overall event for markets in 2020.

Flashing green, amber and red – our efforts to tackle climate change

The Investment Stewardship team outlines the key features of its 2020 Climate Impact Pledge.

Leisure seekers: the case for boarding now?

While the short-term outlook for leisure stocks remains challenging, potential developments could help propel them forward, according to our Global Equity Strategist.

What is responsible investing and why does it matter?

Investment Strategist, Sarah Peasey, reveals why she is passionate about responsible investing in today’s changing society.

The UK stock market: could do better

The UK stock market, when compared to those of the US and the rest of Europe, has performed poorly. Matthew Courtnell, Equities Product Specialist, explains why.

Autumn investment update: a balancing act

Riding the ups and downs of stock markets

Staying invested in stock markets is, we believe, the best way of growing your long-term savings pot.

Reasons to invest – take 5

In the current pandemic, saving may be more difficult than normal. But here are five reasons why, we believe, setting money aside now could be beneficial.

The march of the technology titans

Will US technology companies be as dominant in the next decade as they are today? Our Asset Allocation team weighs up the evidence.

Gold: breaking records of its own

Electric cars and the COVID-19 effect

While sales of electric cars have increased in this pandemic, we believe that’s not wholly good news for European car manufacturers.

The power of compounding

Whether you are thinking of saving for a big-ticket item such as a house or trying to get together a few savings for a rainy day, you’ve probably been told that the sooner you start saving, the better.

Market outlook: Optimism versus reality

In this latest outlook piece, our Asset Allocation team questions whether investor optimism is a little misplaced.

Diversification: Imitating the artist’s palette

Just as an artist displays many colours on his palette, an investor may choose to own many diverse investments.

Stay safe from fraudsters this summer

Whatever you’re planning this summer, don’t let the scammers succeed.

2020 US elections: The race is on

Finding the greenest generation: LGIM’s ESG research

Which age group cares the most about ESG? We asked 1000 savers from three generations to reveal the themes that matter -- and those that don’t!

Emerging markets: More resilient than expected

Part three of our series looking at how Covid-19 has changed investing and our views on markets.

Beware a political malaise

Part two of our series looking at how COVID-19 has changed investing and our views on markets.

Looking beyond the pandemic

How we’re putting clients, and our families, first during COVID-19

Many of us are no longer working from the office because of COVID-19, but our personal and professional priorities haven’t changed. For Mental Health Awareness Week, here are some thoughts on how I am considering this for myself and my team.

Adapting to the new normal (and what to do if you’re not)

Our lives changed on 23 March 2020 when government measures were introduced to help prevent the spread of COVID-19 (coronavirus).

Are economies really returning to normal? People’s mobile phone data may hold the answer

Mobility data from *Google and *Apple can help us look through the rhetoric on the return to economic normality and see what is really happening on the ground.

China and US tension was already high. COVID-19 may have made it worse.

Not so long ago, the trade war between the US and China was the greatest geopolitical risk facing the market. COVID-19 has now taken its place at the front of investors’ minds, but it hasn’t eased the underlying tensions.

Methane: Carbon’s shadier sibling

Why we believe tackling methane emissions must be a priority for companies and policymakers.

V, U, W or L: What shape will the recovery take and when might it happen?

Big business needs to change. Here’s how we’re making that happen.

2019 was a huge year for our work on changing companies for the better. Here’s a quick look at the decisive action we’re taking on behalf of customers to tackle issues as diverse as climate change and income inequality.

What is ESG?

Sometimes known as responsible investing or sustainable investing, ESG is about including environmental, social and governance factors that you may wish to consider in your investment decision making.

Have markets got the all clear?

Last week’s bounce in US company share performance reflects investors’ new-found optimism. Here’s why we’re still cautious.

Are ISAs a good investment

What is a Junior ISA?

Junior ISAs are growing in popularity, with over 900,000 subscribed to in 2017/18*. We take a closer look at how they can help you save for your children’s future.

What is a cash ISA?

While cash ISAs have fallen out of favour in recent years due to low interest rates, more than £39 billion was put into them in 2016-17. They can still be a good option for people to save tax free.

What happens if I take money out of my isa?

Each type of ISA is different, and depending on which account you hold, there may be restrictions or charges for making withdrawals

The 2020 Budget – what you need to know

How an ISA can help you save for retirement

It’s no secret that pensions are the most tax-effective way to save for retirement. Under current rules, you can receive tax relief on your contributions up to £40,000.

The Federal Reserve just made an emergency rate cut. Here’s why we believe this matters.

How can investors deal with the coronavirus market impact?

Harry, Meghan, and why financial independence is back in style

The power of us: Welcome to a world of inclusive capitalism

Don’t get too excited about the US-China agreement

The science behind why the word ‘recession’ makes people panic

We tend to think of the market as being quite rational. But here’s the thing. Investors are people and people are definitely not as rational as we might want to believe.

Here’s why the Trump impeachment proceedings could make a recession less likely

The formal opening of an impeachment process took markets by surprise – judging by the immediate reactions.

Are ISAs a good investment

Tax-efficient stocks and shares ISAs offer better scope for growth than cash, but how safe are they? Discover more about the potential risks and rewards.

Are ISAs a good investment

Tax-efficient stocks and shares ISAs offer better scope for growth than cash, but how safe are they? Discover more about the potential risks and rewards.

The business case for gender diversity

LGIM has shown a clear commitment to this issue in our ambitious targets for better representation of women at companies.

How to make investing easy

How can mixed investments help you?

Our Multi-Index funds combine a mixture of index funds with investments in company shares, bonds and commercial property.

How an ISA can help you save for retirement

Conventional wisdom says cash is king and stocks are risky. This is true – in the short term. But over a longer time horizon, leaving your money in cash may not be the best way to guard against losing value.

How an ISA can help you save for retirement

Conventional wisdom says cash is king and stocks are risky. This is true – in the short term. But over a longer time horizon, leaving your money in cash may not be the best way to guard against losing value.

Are stocks as risky as you think?

Pensions: cut your tax to get the max

If you’re saving for retirement in a workplace pension, personal pension or SIPP, a little careful planning could pay dividends.

ISAS and pensions: the yin and the yang of retirement planning

Income tax doesn’t stop when you stop working

ISAs: how do I love thee? Let me count the ways

ISAs have been around since 1999 and have been a big hit with investors.

Junior pension versus Junior ISA

If you’re thinking about helping your children with their financial future, you may like to think about starting a Junior ISA (JISA) or junior pension.

Cash savings vs investing

Cash or stocks? Find out more about where you should put your money.

The principles of investing

Goals, time horizon, risk and diversification are key elements to consider when investing.

The principles of investing

Goals, time horizon, risk and diversification are key elements to consider when investing.

Tackling the climate emergency

Public concern around the dangers posed by climate change has reached unprecedented levels.

If you've invested before

How to choose a product that is right for you

Choosing how to invest, and then what to invest in, are decisions that every saver has to make. But have you thought about why you want to invest?

Investing in volatile times

Political and economic turbulence have dominated headlines in recent times

Diversification and fantasy football investing

Eggs in baskets. Hedging your bets. There are a million-and-one different metaphors when it comes talking about diversification.

Seven reasons to stick with your ISA in jittery markets

When markets are fluctuating, it can be very tempting to do the investment equivalent of running for the hills.

The why and what of personal pensions

Saving for retirement isn’t a nice to have. It’s a need to have. Paying into a pension should be a vital part of our day-to-day working lives.

Top tips to help you save for you children's university fees

Investing in retirement: tips for securing your financial future

The 100-year life is upon us. It’s no longer the stuff of myth or legend.

If you've never invested before: investing 101

Put simply, investing is another form of saving.

The threat of inflation

Bank accounts are often viewed as one of the safest homes for your money. But what happens if we take price rises into account?

How do I find a financial adviser and how much do they cost?

Being a tax smart investor

How you allocate your long-term savings between cash, bonds, shares and commercial property investment funds can have a big impact on how your money can grow.

What even is a stock anyway?

Scrolling through social media you might come across a common news headline like “Stocks fall 300 points”. Well what does that mean?

Show your future some love this valentines

We’re always told to invest in our relationships. And that’s absolutely right. We should. But what’s almost as important is to invest in our own long-term futures

Being a tax smart investor

How you allocate your long-term savings between cash, bonds, shares and commercial property investment funds can have a big impact on how your money can grow.

Flexiaccess drawdown is right for you

One of the options when it comes to taking your pension money is known as flexi-access drawdown.

Five workplace pension questions you really need to ask

The Future World GIRL Fund

Gender inequality is one of the biggest issues of our time – and one that generates so much frustration

How much do Brits really save?

Ever wondered how your savings stack up against the average Brit’s?

Seven tips to help with saving for the future

Want to start setting some money aside each month? We’ve got some ideas to help get you started.

Who's responsible for a greener world?

Compounding case study - can £20 a month really help your grandchild buy a house?

The arrival of a first grandchild is a truly special occasion, welcoming a new family member into the world come financial worries over how to meet the day-to-day costs of raising a newborn child.

Sexism in the city

Today is the deadline for the first mandatory reporting of UK companies’ gender pay gap data.

Legal & General commitment to gender diversity

Legal & General Investment Management has been promoting the benefits of diversity with the companies in which we invest since 2011.

Will your loved ones be looked after?

Estate planning. It’s something many of us will put off thinking about until much later in life.

Why it can pay to keep calm and stay invested

While ‘time in the market’ can help investors to achieve their savings goals, attempting to ‘time the market’ can have the opposite effect.

Responsible investing

Don’t underestimate the power of compound returns

Albert Einstein reputedly called compounding the “eighth wonder of the world”. We agree. Here’s why it matters for you.

Weddings, cars and trips abroad: we reveal what Brits are really saving for

If you’ve dreamed of retiring at 50 and blowing your savings on an all-out trip to Asia or South America, research you’re not alone.

What is compounding?

Albert Einstein is said to have called the power of compound interest “the most powerful force in the universe” and went on to say..."he who understands it earns it; he who doesn't pays it."