Junior ISAs are also referred to as: JISAs, Children's ISAs, Child ISAs, Kid's ISAs.
Our Junior ISA is a great way to help you save for a child or grandchild, up to the annual allowance of £4,128 for the 2017/18 tax year.
The initial minimum investment is £30 a month by Direct Debit, or £500 as a lump sum.
You can top up your Junior ISA with a lump sum of £100 or more.
We've developed three options to assist you.
Responds to the markets
- An option if you prefer your investment decisions being made by our team of experts across a range of funds.
Follows the UK market
- You want your investment to closely follow the performance of the UK stock market.
Pick your own
- You want to invest in one or more of our full range of funds
Ready to apply?
- Download Your guide to investing for children
- Download A guide to investing in a Junior ISA with us
- Download our Terms and Conditions
- Select the funds you wish to invest in through our Fund Information page.
- Consider how much you wish to allocate to each of the fund(s).
For applications, top ups and transfers, complete all the sections required and post the forms along with your cheque (if you're making a lump sum payment) to:
Legal & General Investments
PO Box 6080
Topping up an existing Junior ISA
Increasing monthly contributions
If you’ve already set up regular direct debit contributions, you can increase this by £1 or more. If you do not currently contribute through regular direct debit, the minimum to begin this is £30 per month.
Adding a lump sum contribution
You can contribute with a lump sum of at least £100.
Junior ISA and Child Trust Fund (CTF) transfers
Find out about how you can Transfer to our Junior ISA.
Gifting into a Junior ISA
- Please remember the value of your child’s investment may fall as well as rise and is not guaranteed. This means it may be worth less than the amount invested.
- The money invested in a stocks and shares Junior ISA is locked away until your child becomes 18 and then rolls up into an adult ISA. You should consider it to be a medium to long-term investment, ideally of five years or more.
- The ‘Responds to the markets’ option invests overseas. Changes in exchange rates between currencies may cause the value of the investment to rise and fall.
- Each trust has its own individual risks. To find out more about these, please read the Key Investor Information document(s) for the funds you wish to invest in.
- Any money contributed to a Junior ISA is a gift to the child and can’t be reclaimed at any stage in the future.
Please note, our website doesn't provide advice or personal recommendations. We haven't assessed whether this product is suitable for you or your child. This means you don't have the protection you would have received if we had done this. It's up to you to decide if an investment with us is suitable for your needs. If you need help, please contact an Independent Financial Adviser.