Get cover for your rental property

Buildings Insurance for buy-to-let properties

If you’re renting out your home and not living there, or buying a second property to rent out, your Home Insurance may not cover problems that occur while your tenants are present, tenants may be less aware of maintenance issues and many unforeseen problems, such as damp and essential repairs. In addition to our standard Buildings Insurance policy, we offer extended cover for accidental and malicious damage caused by tenants, as an optional extra.

  • We cover rebuilding costs up to £800,000 and include up to £2 million of cover for your legal liabilities as a property owner.
  • To help protect your investment, we include £500 of Home Emergency Cover plus up to £40,000 cover for loss of rent or alternative accommodation costs.
  • We also offer additional cover options including Contents and/or Legal Expenses and Rent Guarantee Cover to extend the level of protection offered by the policy.