What does Landlord Insurance cover?

Whether you let out a second home or you’ve built up a buy-to-let portfolio, your rental property is a valuable investment.

That’s why we’ve created specialist Landlord Buildings and Contents cover. Unlike ordinary Home Insurance, it’s specifically designed to protect your investment, your rental income and you as a Landlord.

  • Protect your Buildings
  • Protect your Contents
  • Choose Additional Cover Options

Landlord Buildings Insurance covers the cost of structural damage to your property following an insured event like fire, flood and storm. We provide up to £800,000 towards the cost of rebuilding and up to £40,000 for loss of rent or alternative accommodation costs for your tenant. It also covers accidental breakage of fixed glass and sanitaryware such as sinks and toilet bowls.

If you're renting out a furnished property, Landlord Contents Insurance covers the items in the house, that belong to you, this includes furniture, carpets and kitchen appliances like fridges, microwaves and cookers. We provide you with the option to also add accidental and malicious damage cover.