Life Insurance.


As a parent you’d do anything for your children and taking care of their future is no exception. Get life insurance today from as little as £6 a month and help protect your little ones.

Protect your loved ones

Nothing matters more than the important people in our lives, especially those who depend on you. You'd do anything to help them - making sure they're looked after and have everything they need to feel happy, safe and secure.

So while it's not a pleasant thought, it makes sense to think about how your family would cope financially if you were no longer around.


Cash sum Your chosen cash sum could be paid out if you die during the length of the policy. It could be used to help pay off the mortgage or help protect the family's lifestyle and everyday living expenses.
Fixed premiums Your premiums won't go up, unless you alter your policy, so you'll always know how much you're paying.
Critical Illness Cover Can be added at an additional cost when taking out life cover. It could pay out if you're diagnosed with one of our specified critical illnesses during the length of your policy.
Additional benefits At no extra cost, we include additional benefits such as Terminal Illness Cover and Accidental Death Benefit. Learn more about these additional benefits.
Important information

Please remember that life insurance is not a savings or investment product and has no cash value unless a valid claim is made. Read the Policy Summary  PDF: 1.61MB and Policy Booklet  PDF: 204KB for more information.

Are you looking for cheap life insurance?

While our life insurance starts from only £6 a month, , your own needs and circumstances will determine your premium. However, there are things you can do to help you get the cheapest premiums for your needs:

  • Pay annually - we offer a 4% discount on annual premiums
  • Given up smoking? - non-smokers tend to pay less compared to smokers. So if you quit smoking or using nicotine replacement products more than 12 months ago you could benefit from cheaper premiums
  • Lead a healthy lifestyle - by keeping fit and active, not only will your health benefit but you could also get cheaper premiums
  • Don't delay - nobody knows what the future holds. Buying life insurance when you're younger and healthier could be cheaper.

Offer Details

Free £75 M&S Gift card!


Free M&S Gift card

When you take out life cover online by 30 November 2017


Why choose us?

  • There when you need us - In 2016 we helped 8,019 people by paying out 98.6% of life cover claims
  • Award winning - voted Life Insurance Provider of the Year (Direct) at Consumer Moneyfacts Awards, 2017
  • Trust - We had over nine million customers in the UK for our life assurance, pensions, investments and general insurance plans, as at 31 December 2016

Life insurance provider of the year (direct)

Moneyfacts Award Winners   


Contact us

Call us on 

0800 316 5591

Lines are open 8am to 8pm Monday to Friday and 9am to 5pm on Saturday

We may record and monitor calls.


Terms and Conditions

If you buy Life Insurance or Decreasing Life Insurance with or without Critical Illness Cover up to and including 30 November 2017 you'll be entitled to a £75 M&S gift card when you apply online or £30 M&S gift card when you apply by phone. The following terms and conditions will apply:

  • We will aim to send the gift card four months after your policy start date. Please allow time for delivery.
  • The £75 M&S gift card offer is only available if you apply online. If you apply by telephone you will receive a £30 M&S gift card only.
  • Customers paying monthly premiums will not be eligible for a gift card if a monthly payment is missed during this time.
  • This offer is not available to cashback customers. Cashback customers are customers who receive a cash sum when they buy a Legal & General product via a Legal & General partner.
  • Legal & General staff are not eligible for this offer.
  • The gift card will only be issued if you apply directly to Legal & General. If you apply via a Financial Adviser, or through any other website that isn't, such as a comparison site, you will not be eligible for the gift card.
  • If you have previously cancelled an insurance plan provided by Legal & General, you will not qualify for this offer.
  • The incentive provider could be changed but the monetary value of the offer will not change.
  • Legal & General will cancel any plans or gift card should they discover or have a reasonable suspicion that the terms of the offer are being abused.
  • This offer is available up to and including 30 November 2017.
  • One gift per policy sold, limited to two per household in a 12 month period.
  • No cash alternative will be offered.
  • All terms and conditions also apply to partners, family and friends applying for this offer.

If you have any queries please email us at


Legal & General Assurance Society Limited. Registered in England and Wales No. 166055. Registered office: One Coleman Street, London EC2R 5AA.

Legal & General Assurance Society Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority
and the Prudential Regulation Authority.

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