Moving home is an exciting, busy time. But don't forget it's also important to take steps to ensure your loved ones are protected should the worst happen.

Could they pay the mortgage and other household bills? No one wants to leave their family with financial problems, but as long as you have enough life cover you can avoid adding extra heartbreak at an already difficult time.

Types of cover

Life Insurance

Your chosen cash sum could be paid out if you die during the length of the policy. It could be used to help protect the family's lifestyle and everyday living expenses or help to pay the mortgage (interest only).

Decreasing Life Insurance

Designed to help protect a repayment mortgage so the amount of cover reduces roughly in line with the way a repayment mortgage decreases. Meaning your loved ones could continue to live in the family home without worrying about the mortgage.