Legal & General - The next step

Here's some of the great reasons to choose us.

Guaranteed acceptance with no medical or health questions
Samaritans trained claims staff - to help bereaved family members
Fixed premiums - they'll never go up and your cover won't go down
Full cover after just one year - immediate cover for accidental death (Terms & Conditions apply)
100% of claims paid in full
5 Star rated cover by Defaqto and 4.5/5* by TrustPilot

Plus we're the UK's NO.1 Life Insurance Provider

Based on new individual Life Insurance sales in 2019, Term & Health Watch report 2020, Swiss Re.

How it could help your family

Our Over 50s Fixed Life Insurance is for people aged 50 - 80, to provide your family with a cash sum after you die, to help contribute towards funeral costs or to leave as a gift. It only takes a few minutes to get cover, so take out life insurance today.

Over 50s Fixed Life Insurance at a glance

Premiums from £5 to £75 a month, depending on your age. Choose a premium you can afford to give a cash sum that meets your needs.
Full cover payable after just one year. If you pass away within the first year, we will refund any premiums paid. However, if you die as a result of an accident then full cover will be paid.
Guaranteed acceptance with no medical for UK residents aged 50-80. There may be other products available if you want to answer further lifestyle and medical questions.
Your premiums won’t go up once you’ve taken out the Over 50s Fixed Life Insurance.
Your cover will continue for the rest of your life, even though you stop paying premiums at age 90.
Flexibility to reduce your premiums if you’ve had your plan for a year and your circumstances have changed you have the option to reduce your premiums. The minimum premium applies.
You can have more than one Over 50s plan with us, so long as the total cash sum value across all Legal & General Over 50s Life Insurance plans doesn’t exceed £10,000. It’s important to note that if you already have an existing plan taken out on or before 25 November 2017 please refer to your Policy Terms & Conditions for your total sum assured value.

Things you need to know

Depending on how long you live, total premiums paid may be greater than the cash sum payable on death.
This is not a savings or investment product and has no cash value unless a valid claim is made.
If you stop paying premiums when due, your plan will be cancelled and you won't get anything back.
The cash sum is fixed, so inflation will reduce it's buying power in the future.
Over 50s Fixed Life Insurance is not designed to meet the full costs of a funeral, and does not guarantee to do so.
If you choose to reduce your premiums, your cash sum will also be reduced.

Ready to get an Over 50s Life Insurance quote?

Get a free quote

Call us free on: 0800 008 30300800 008 3030

Opening hours:

Monday to Friday 8:30am - 8pm
Saturday 9am - 1pm

We may record and monitor calls

Terms and Conditions

Offer Terms and Conditions

If you buy our Over 50s Fixed Life Insurance we'll send you a £110 gift card. Please read the following terms and conditions before you apply.

This offer is only available to customers who take out Legal & General Over 50s Fixed Life Insurance online, by post or via the telephone.
You will be eligible for your gift card six months after your policy start date, provided you haven’t cancelled your policy and your payments are fully up to date. A letter or email will be sent to you with details of how to redeem your gift card, please allow 30 days from your policy start date for delivery of this communication.
Legal & General reserve an absolute right to amend and/or withdraw this offer at any time.
This offer is not available to Cashback customers. Cashback customers are customers who receive a cash sum when they buy Legal & General Over 50s Life Insurance via a Cashback website.
This offer is only available if you apply directly to Legal & General. If you apply via a Financial Adviser, or through any other website that isn’t www.legalandgeneral.com, such as a comparison site, you will not be eligible for this offer.
If you have previously held and cancelled Legal & General Over 50s Life Insurance within the last 18 months, you will not be eligible for this offer.
Legal & General reserves the right to cancel your Legal & General Over 50s Life Insurance or your eligibility for a gift card should we discover or have a reasonable suspicion that the terms and conditions of this offer are being abused.
This offer is limited to one gift card per policy sold.
You have twelve months from your policy start date to claim your gift card or you will not be eligible for this offer.
No cash alternative will be offered.
This offer cannot be used in conjunction with any other discount or offers.

Amazon Gift Card restrictions apply, see www.amazon.co.uk/gc-legal

Take the next step

Here's some of the great reasons to choose us.

How it could help your family

Key documents – please read before you apply

Get an Over 50s Life Insurance quote online

Why choose Legal & General

The UK's No. 1 Life Insurance Provider

Expert Rated

Protecting families like yours for over 180 years

Ready to get an Over 50s Life Insurance quote?

Terms and Conditions

Offer Terms and Conditions