How much life insurance do I need?

Our life insurance calculator is the easiest way to estimate how much cover you may need regarding your current situation. Simply enter your details in the calculator below and click "Calculate".

Why do I need life insurance?

Life insurance is a great way to help protect your family financially, should the worst happen.  It is designed to pay out a cash sum if you die during the length of the policy.  It could be used to help pay the mortgage or help protect the family's lifestyle and everyday living expenses. Our life insurance calculator helps you assess what type of cover would suit you.

Who needs life insurance?

Anyone may have a need for life cover, for example, those with children, a partner or spouse who depend on your income, or a mortgage on the family home. 

Please be aware that life assurance is not a savings or investment product and has no cash value unless a valid claim is made. Read the  Policy Summary  PDF: 1.61MB  , Policy Booklet  PDF: 184KB  and more important information before you apply.