What's included in the Insured Funeral Plan?

It’s not easy to think about planning for your funeral but taking a little time now could give you added peace of mind, ensuring that you can have the funeral you want without placing a burden on your loved ones.

We've teamed up with Dignity to bring you the Insured Funeral Plan. They're one of the UK's leading providers of funeral services, with a network of over 600 experienced funeral directors - many of whom have served their local communities for generations.

What's included in your Insured Funeral Plan:

Funeral Director's Services

  • Advice and guidance on all aspects of the funeral
  • Guidance on registration of the death and collection of all necessary paperwork
  • Transport of the deceased to the Nominated Funeral Director’s premises (up to 20 miles) – within mainland Great Britain, Northern Ireland, Jersey or the Isle of Wight only and excluding ferry and air fares.
  • Preparation and care of the body (embalming not included).
  • Family viewing, during week days by appointment during working hours.
  • Quality wood effect coffin with high quality finish, fully lined and fitted
  • Funeral Director and staff to attend the service
  • Provision of hearse and one limousine
  • Collection of charitable donations
  • 24 hour telephone bereavement counselling

Cremation Third Party Costs

  • Doctors' medical cremation certificates
  • Minister's and Officiant's fees
  • Cremation fee

Burial Costs

The plan does not guarantee to cover the costs of a burial funeral. It's designed to cover the costs of a traditional cremation funeral. However, we understand that everyone is different and if you prefer to have a burial then the plan will provide a contribution of £1,150 towards the burial costs.

If a burial is your preferred option, the Doctor's Medical Cremation Certificates, Minister's and Officiant’s fees and the Cremation Fee, referred to as ‘Cremation third party costs’ in the Policy Summary PDF, would not be covered by the plan.

Instead the contribution of £1,150, which will rise in line with inflation, is put towards these costs and other third party costs associated with burial, such as plot fee etc. If the burial third party costs are more than this contribution amount, the difference would need to be paid by your personal representatives at the time.

Insured Funeral Plan

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Insured Funeral Plan

The Insured Funeral Plan will cover the cost of a traditional cremation funeral after one year. It's also reviewed each year in line with the change in the Retail Prices Index to help keep pace with inflation.

Why choose Dignity?

Dignity are one of the UK's leading providers of funeral services, that's we've teamed up with them to bring you the Insured Funeral Plan.

Insured Funeral Plan FAQs

Useful questions and answers designed to help you with the Insured Funeral Plan.