Let us do the protecting when you can't with the UK's No 1 Life Insurance provider*. 

No one knows what the future holds, but if you were to die, how would your family cope financially? Could they pay the mortgage and other household bills? What about childcare costs?

Life Insurance, also known as life cover or life assurance helps you to financially protect your family's future. It could pay out a cash sum if you die while covered by the policy. You choose the amount of life cover you need and how long you need it for and you can pay your premiums monthly or annually. Life Insurance offers reassurance that your family will still be looked after financially should the worst happen.

*Based on new individual Life Insurance sales in 2017, Term & Health Watch Report 2018, Swiss Re

Life insurance could make things a bit easier at a difficult time, if the worst should happen.

Life Insurance at a glance

  • Premiums start from £6 per month.
  • Cash sum - your chosen amount of cover could be paid out if you die during the length of the policy. It could be used to help pay the mortgage or help protect your family's lifestyle and everyday living expenses. 
  • Fixed premiums - your premiums won't go up, unless you alter your policy.
  • Critical Illness Cover can be added at an additional cost when taking out life insurance. It could pay out your chosen amount of cover if you're diagnosed with one of our specified critical illnesses during the length of your policy.

The critical illnesses covered include heart attack, cancer and stroke. However, some types of cancer are not included and to make a claim for some illnesses, you need to have permanent symptoms.
Please read the  Guide to critical illness cover (PDF: 149KB) for further information.

Additional benefits

At no extra cost we include additional benefits which give you even more protection and offer you extra peace of mind, such as Terminal Illness Cover and Accidental Death Benefit. Terminal Illness Cover could pay out the full amount of cover when life expectancy is less than 12 months. Terms and conditions apply.

Important information

Please be aware that life insurance is not a savings or investment product and has no cash value unless a valid claim is made. Read the Policy Summary (PDF: 1610KB), Policy Booklet (PDF: 201KB) and Guide to critical illness cover (PDF: 149KB) before you apply.