The table below allows you to see the differences between the Fixed Plan and the Increasing Plan, so you can decide which one is best suited to your own needs.
|PRODUCT||FIXED PLAN||INCREASING PLAN|
|Fixed monthly premiums|
|Fixed cash sum – if you die after one year of the plan starting|
|Cash sum reviewed each year in line with the change in RPI|
|Cash sum paid on death to your estate – unless assigned or placed in trust|
|Inflation will reduce the buying power of the cash sum|
|Help towards your funeral expenses and at the same time have an extra amount allocated at no extra cost*|
*This facility is available if you choose the Funeral Benefit Option with the Fixed or Increasing Plans.
What is RPI?
The Retail Prices Index (RPI) is used as a measure of inflation. It measures the changing prices of everyday household goods and services like food and energy bills, and shows how the cost of living rises over the years.
The Fixed Plan.
The Increasing Plan.
Free M&S gift card
After you take out Over 50s life insurance online up to and including the 31 March 2018Terms and conditions apply
Call us on
0800 316 8435
Lines are open 8am to 8pm Monday to Friday and 9am to 5pm on Saturday
We may record and monitor calls.