Rio cal test page

Retirement Interest Only Mortgage affordability calculator

Our new affordability calculator will give you an idea of the amount you could borrow. Please make sure you complete the calculator as thoroughly as possible for an accurate result.

Once you've had a calculation, you'll need to speak to an Adviser who can talk to you about your circumstances and complete a full Decision in Principle. This will provide you with the exact amount that can be borrowed, it's subject to the information you provided plus the results of a credit reference check. Applications are subject to our standard lending criteria, status and financial standing.

The calculator gives an estimate of affordability and is not a guarantee of lending. Additional evidence may be required. 

Think carefully before securing a loan against your home. As a last resort, your home may be repossessed if you do not keep up with payments.

Required information for each applicant

  • Your property value

  • Your desired loan amount

  • Dependants and retirement age

  • Employment and other income

  • Pension details

  • Monthly payments