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Carer arriving at home

Fund in-home care with a lifetime mortgage

If you're a homeowner, aged 55 or over and are looking for support for care costs then you could get help with a lifetime mortgage, a loan secured against your home.

Call 0808 301 70440808 301 7044 to fund in-home care with a lifetime mortgage

  • Release tax-free money from your home while you still live there
  • Finance in-home care or top-up existing funding for a higher standard of care
  • Pay for carers or adapt your home, for example by adding a stair lift, ramp or wheel-chair lift
  • Receive lump sums or a regular income
  • With a lifetime mortgage you won’t have to make any monthly payments. Instead the interest is added to the amount you owe each month. This means we charge interest on the loan plus any interest already added.
  • The lifetime mortgage is usually repaid from the sale of your home when you, or the remaining applicant (if the mortgage is in joint names) dies or moves out of your home into long term care.
  • No early repayment charge if you later move to residential care 

How much could you release