Equity release calculator
This calculator helps you see how much equity you could release with a lifetime mortgage, a loan secured against your home. We'll ask you to register your details to show you the calculation, then give you a call.
You can gift the money for a living inheitance
Or use the money in whatever way you'd like, from home improvements to paying off an existing mortgage – it’s up to you. There may be cheaper ways to borrow money. If you gift the money the recipient may have to pay inheritance tax.
Protect part of your property
You can protect part of the value of your home so it can still be left as an inheritance. More about equity release and your inheritance
You don't have to move home
A lifetime mortgage means you can stay in your own home, but still access the money tied up in it
Fixed interest rates
Our rates are fixed so they will never change during the life of the loan
Nothing to repay while you live in the home
You don’t have to repay any of the money or the interest until you die or move permanently out of your home into long-term care. Repaying a lifetime mortgage
No negative equity guarantee
Whatever happens to the value of your property, you will never owe more than the price it is sold for. Subject to terms and conditions