We asked people in and around retirement for their views on money in retirement,  find out what they had to say in our series of short animations.

Helping loved ones get onto the property ladder might seem like an impossible task, epecially if you're at retirement age, but there might be more options than you think.

Thinking ahead to help your family

Giving a cash gift

Did you know you can gift up to £3000 a year to a loved one without paying tax? More details are avaliable about the tax implications of making gifts.

Think about life cover

Our Over 50s Fixed Life Insurance could be an affordable way for you to leave some money for your loved ones after you die.

Inheritance tax

The standard rate of inheritance tax is 40%, but it’s not paid on everything. Make sure you don't pay more than you need to. Find out more about inheritance tax here.

Equity release

This could be an option for you to release a lump sum of money from your property. Lifetime mortgages are a type of equity release, find out if you could be eligible.

Our lifetime mortgages

Equity release is a way of releasing cash from your home while you still live in it. The most popular form of equity release is called a lifetime mortgage, which is a loan secured on your home.

  • How does a lifetime mortgage work?

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    How does a lifetime mortgage work?

    8 simple steps to taking out a lifetime mortgage.

    When you take out a lifetime mortgage with us, we're with you every step of the way.

  • Pros and cons of a lifetime mortgage

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    What's the pros and cons?

    A lifetime mortgage isn't right for everyone. Find out about the pros and cons and if it could be right for you

  • Leaving an inheritance

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    How you can protect some of your family's inheritance

    There are steps you can take to protect how much you can pass on as an inheritance