Whether you're after financial security, a helping hand for a family member or something else entirely, a lifetime mortgage could help.

A lifetime mortgage is a loan secured against you home. If you're a homeowner aged 55 or older, it'll let you:

  • Release £10,000 or more, tax-free
  • Avoid unexpected suprises with a fixed interest rate for life
  • Stay in and still own your home, just like any mortgage.

How much could you release?

That depends on your age and your property's value. Our free lifetime mortgage calculator will give you an estimate of how much you could get, in just a couple of minutes.

Releasing equity with a lifetime mortgage is likely to cut down how much you can leave as an inheritance. This will reduce the equity left in your home and the value of any unprotected inheritance. There may be cheaper ways to borrow money. 

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