If the NHS agrees you have a ‘primary health need’ your care costs will be met through Continuing Healthcare funding. This means you typically need to have a long-term, complex health need that goes beyond the needs of basic personal care. The funding could cover care home fees or the cost of care in your own home.
Your eligibility isn’t based on you having a particular type of medical condition. It’s about whether a major part of your care is to support your health needs or prevent them from getting worse. Being frail, for example, isn’t enough on its own to qualify for Continuing Healthcare.
If in England
You can get an assessment for NHS Continuing Healthcare funding by asking your GP or contacting your local Clinical Commissioning Group (CCG).
If in Scotland
In Scotland, NHS Continuing Healthcare has been replaced with Hospital Based Complex Clinical Care. This fund only covers care in a hospital environment. If you need care at home or in a care home, you’ll need to contact your local authority to explore funding options.
Read more on the Scottish Government website.
If in Wales
In Wales, you’ll need to ask your local NHS Health Board for a Continuing Healthcare assessment.
If in Northern Ireland
If you live in Northern Ireland, it’s your Local Commissioning Group.
Understand your options
Knowing your options before you need them can help you get the right care at the right time.
Find local help to you
Whether you need some help at home, or want to find out more about Care Homes in your area, our Finding Care tool can help.
Care Costs Calculator
If you want to find out how your care might be paid for, use our Care Costs Calculator.