Insights

Bank of Mum and Dad

For many young adults the reality is you can't leave home without it.

Bank of Mum and Dad 2018 Report

The Bank of Mum and Dad (BoMaD) continues to be a prime mover in the UK housing market. This year, it will be the equivalent of a £5.7bn mortgage lender. It's supporting more people than ever: 27% of all buyers will receive help from friends or family in 2018, up from 25% in 2017 - purchasing almost 317,000 homes.

Feeling the squeeze, and sharing the pain

Our latest insight into the Bank of Mum and Dad reveals parents are feeling the pinch. We need a more sustainable solution to the current housing crisis - and that's something all generations should be able to agree on.

Interactive map

If you're considering helping to finance a relative's property purchase, then you're not alone. Over one in four housing transactions in the UK are dependent on the Bank of Mum and Dad.

Our interactive map will show you just how big a role the Bank of Mum and Dad is playing where you live.

Lifetime Mortgages

Nearly 44,000 Bank of Mum and Dad transactions in 2018 will be supported through equity release. Equity release is a loan secured on your home which does not need to be repaid until you die or go into long term care. The most common way of releasing equity in the UK is with a lifetime mortgage.