From that shiny new kitchen to a well-deserved holiday or the excitement of being able to help a family member buy their first ever home, if you’re aged 55 or over, our Flexible Lifetime Mortgage could help. A loan secured against your home, it’s a type of equity release that helps you release tax-free cash to use now.

  • Take a minimum loan amount of £10,000
  • No need to make monthly interest payments
  • Option to apply for more money in the future

The loan is repaid in full, along with the interest, from the sale of the property when the last borrower dies or moves into long-term care. We also offer Inheritance Protection so you can secure a proportion of the net sale proceeds of your home for your beneficiaries. This will reduce the amount you can borrow.