Imagine getting an income to do more of the things you love. Whether it’s regular evenings out, weekends away, or treats with the grandchildren, your home could help you enjoy more of the little things in retirement.

If you're a homeowner aged 55 or over, our Income Lifetime Mortgage could give you a regular monthly income over a fixed term to pay for regular activities and little luxuries. It’s a loan secured against your home and is repaid in full, along with the interest, from the sale of the property when you die or move into long-term care.

  • Take an initial minimum loan amount of £2,500 when your lifetime mortgage starts
  • Get a minimum monthly income of £200
  • Choose a fixed term of 10, 15, 20 or 25 years.

The monthly amount you can release depends on the value of your property and the length of income term you select.