Before you get a quote

Now you've decided to get a quote for a retirement product, you should have:

  • spoken to or visited Pension Wise
  • read the Pension Wise flyer (PDF: 273KB)  
  • used the guidance and advice available to you, including speaking to a financial adviser
  • reviewed the different plans available to you in the market
  • read about our products and the different options available
  • read our product key documents on this page.

The Money Advice Service

Take a look at the Money Advice Service Guide Q46970 (PDF: 995KB)   for more information about your retirement options.

Completing an online quote

This tool allows you to get an online quote for all three of our retirement plans; Pension Annuity, Fixed Term Retirement Plan and Cash-Out Retirement Plan, using Defined Contribution pension pots only. Please note, we cannot give you an online quote for a Guaranteed Minimum Pension, Defined Benefit pension or any other guaranteed benefit; please call us on 0800 107 3481 if you have any of these.

The minimum quote amount for the Cash-Out Retirement Plan and the Fixed Term Retirement Plan is £10,000. The minimum amount for a Pension Annuity quote is £5,000. If you're using a Legal & General, Aegon or Sun Life Financial of Canada pension to fund your retirement plan you can call us on 0800 107 3481 to get a Pension Annuity quote for a smaller amount.

What information will I need?

To make sure you have all the information you'll need to hand please read our Online quote and apply checklist (PDF: 60KB)  

Personal and medical information

We follow a strict confidentiality code about all medical information you give us, or which we get from any additional medical report. We hold your medical information securely, with limited access to authorised individuals who need to see it. A copy of our confidentiality policy is available on request.

We'll only pass your details to a third-party with your consent. This may be necessary if we need further medical information, agreement from our reassurer and/or for administrative purposes.

If you’d prefer to provide your medical/lifestyle information over the phone, please call us on 0800 107 3481.

Your choice

If you'd like further information on how you can use a retirement plan, visit our case studies tool or How to Choose page.

You should consider getting advice from a financial adviser as you may not be able to change your decisions after buying a plan.

Please be aware
If your current pension provider offers you an annuity with a guaranteed annuity rate or other valuable benefits, you may lose these by changing to another provider.

There are alternatives to buying a retirement product, which may be better suited to your personal circumstances.

Remember, it’s important to shop around and get as much guidance and advice as you need before you make any decisions on what is best for you. Other providers will offer different rates based on medical or lifestyle factors. Even if you qualify for extra income with us another provider could offer you more.

Any options you choose could affect the income you receive for the rest of your life.

Continue to quote

Continue if you've decided you want to get a quote or apply for a retirement product.

Please note: This tool works best on desktops and tablets; there's also important information which may be difficult to read on a small screen.