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The Basics.

It's important to have a clear idea of what your needs, income and expenses might be.


What do you want to do in your retirement? What income will you need? What's your state of health? Other considerations, such as savings or leaving inheritance.

New pension rules

From April 2015, new flexible rules for how you can use your pension pot for retirement income came into effect.

Different types of pensions

There are three broad types of pension, find out what your pension means for you.

Retirement checklist

Our simple retirement checklist helps you work out where you are and what to do next.

Jargon buster

While we try to be as clear as possible, sometimes it can feel like pension providers are speaking a different language.

Contact us

If you can't find the information you're looking for online, visit our contact us page.

Pension Guidance and Advice

We strongly recommend that you seek guidance from the Government’s free and impartial service Pension Wise.


Find out more about guidance or advice

Shop around

Remember, it’s important to shop around and get as much guidance and advice as you need before you make any decisions on what is best for you. Other providers may have more appropriate products or be able to offer a higher level of retirement income.

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