Your retirement income

Plan your income.
Information and tools to help you start your retirement.

Using your pension

Take a look at the options available to you

Pension options

Your pension options

You can choose how and when to take money from your pension pot. Make sure you consider all of your options carefully.

Find out more 

What do you want to know?

Important information to help you make the right decisions

Case studies

See the different ways you could access your pension pot.

Tax and retirement

You may need to pay tax on your retirement income.

Retirement income calculator

See what income you could get from our products.

State Pension

Information about what it is and what you could get.

Inheritance tax

What happens to your pension when you die.

Retirement checklist

Our checklist can help you prepare for retirement.

Advice and guidance

Throughout your retirement you'll still have some important decisions to make

Pensions advice and guidance

We strongly recommend that you seek guidance from the Government's free and impartial service Pension Wise.

Jargon buster

We've done our best to avoid complex jargon but take a look at our jargon buster if you need more explanation on any terms we use.

Shop around

It's important to shop around and get as much guidance and advice as you need before you make any decisions on what is best for you. Other providers may have more appropriate products or be able to offer a higher level of retirement income.

Get an income

Our income products could help you make the most of your pension pot

Pension Annuity

A lifetime annuity that will pay you a regular income for the rest of your life.


Cash-Out Retirement Plan

Regular payments for a fixed term to maximise tax efficiency.

Fixed Term Retirement Plan

Regular payments for a fixed term to maximise tax efficiency. Guaranteed maturity amount at the end of the term.