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How your pension pot is invested

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When you join the pension plan, the contributions that you and/or your employer make are invested in either a fund or a lifestyle profile that has been chosen for you. This is called the default investment option.

You’ll be told what this is in the announcement communication you receive from your employer when you first join the WorkSave Pension Plan.

Although it’s considered a suitable choice for most members, the default investment option doesn’t take into account your personal circumstances or future plans. With this in mind, given that you can make your own investment decisions, it’s worth considering whether it’s currently the most appropriate place for your pension savings to be invested.

For more information on your investments, see Fund information. For specific details about your funds such as their up-to-date performance and unit prices, visit our Fund centre.

If you think you want to make your own investment decisions, visit Investing your pension pot for the things you need to consider.

You may want to know how our stance on issues affecting the environment, the fair treatment of people and the way businesses are run affects our investment strategy. If so, you’ll find information about our policies and projects on these matters in our Environment, Social and Governance Hub. You can also see a summary in our quick video.

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Investing your pension pot

Some of the things to think about, should you decide you want to make your own investment decisions.

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Your guide to investing

The basics of investing, like how funds and lifestyle profiles work, and the things they invest in.

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Manage your account

Keeping up to date with your pension savings is easy with our online service, Manage Your Account.