Your options
There are two things you need to do
If you’re happy to be moved to the new default investment, your chosen retirement age in your online account is correct and you’re happy with the changes to the T&Cs, then you don’t need to do anything.
Otherwise here are a some things you might want to consider before we move into the new fund. You can find details of the dates you need to make changes by in the communication we sent you recently about this investment change.
Step 1: Review your chosen retirement age
The L&G PMC Target Date Funds look at your chosen retirement age and adjust the way your savings are invested as you get closer to retirement. This is why it’s important for you to review your retirement age to make sure it still reflects your current plans; you can change your chosen retirement age by:
- logging into your online account
- clicking on 'Manage my pension'
- clicking on 'Change' next to your retirement age and completing the steps on screen.
Step 2: Consider if the new fund is right for you
As part of the move to the L&G PMC Target Date Funds, your current lifestyle profile will no longer be available.
You can view where you’re currently invested in your online account, and if you want to you can choose a different fund from the options available. You’ll need to do so before the changes take effect. Otherwise, you’ll need to wait until after you’ve been moved to the new default investment to make any changes.
Detail on when your default investment is being moved can be found in the communication we sent to you about this investment change.
You can change your investments by logging into your online account.
If you’re unable to use our online services, and would still like to make a change, call the Legal & General member helpline on 0345 056 0014.
Monday to Friday, 8.30am – 7.00pm. Call charges will vary and the calls may be monitored or recorded.