What is the L&G PMC Target Date Fund (TDF)?

Put simply, the L&G PMC Target Date Fund looks at your chosen retirement age and adjusts the way your pension savings are invested as you move closer to - and then into - retirement.

To understand how the L&G PMC Target Date Fund works watch this short video:

For a more detailed explanation of what the L&G PMC Target Date Fund invests in, how the investments change over time and the advantages and disadvantages, please see our Your guide to target date funds (PDF 1207KB).

Where can I find the L&G PMC Target Date Fund factsheet?

You can find the list of different L&G PMC Target Date Fund factsheets below. The fund you are being moved into is based on your current chosen retirement age as explained in the communication we sent to you about this investment change. You can also view or change your chosen retirement age in your online account.

Each L&G PMC Target Date Fund targets a different five-year date range. For example, if you expect to retire in 10 years’ time, you would be moved into 'L&G PMC 2030 – 2035 Target Date Fund'.

To see how each L&G PMC Target Date Fund is currently invested and how this is likely to change over time, as you get closer to – and go beyond – your target retirement date, select the individual fund factsheet below.

Worksave Pension Plan

Please note, we have two different generations of funds for our Worksave Pension Plan (Generation 3 funds end with 3, Generation 25 funds end with 25). The specific fund your pension savings are being moved to is detailed in the communication we send to you about this investment change.

Please make sure you select the correct factsheet.

For a more detailed explanation of what the L&G PMC Target Date Fund invests in, how the investments change over time and the advantages and disadvantages, please see our Your guide to target date funds (PDF 1207KB). The value of an investment is not guaranteed and can go down as well as up. You may not get back the amount you originally invested.