Earlier on in retirement you're likely to have more energy for any physically demanding hobbies and things like travelling than you might have later on. This period is often referred to as the 'active' years of retirement. As you get older, it's more likely, though not inevitable, that you'll want to take things at an easier, slower pace – let's call these the leisurely or later life years.
It's worth making sure you plan for both stages and think about the support you may need.
It can come as a shock to find yourself without work – not just because of the financial impact but because of the loss of your routine. Many people also have a strong sense of identity that's strongly linked to their job. If you're struggling to come to terms with your new status as a retiree, your GP may be able to suggest some sources of support to help you through.
There are also lots of free resources online to help you.
You may find that you've got more time for hobbies. Find out if there's anywhere local to you that can support your hobbies. Lots of local councils provide information on their websites or via newsletters about what's on in their area. Local newspapers, libraries and community buildings like town and parish halls can also be great places to find information about what's available.
Now you've retired, you may spend more time in your home than before and be able to focus on the space you've got. Is it too big/too small, not in the location you always dreamed of, or does it need some de-cluttering? It's worth thinking about whether you want to make any changes to suit your new lifestyle and what you can achieve with the income you'll now have.
It's been said that to travel is to live. Whether you fancy getting in the campervan more often, or travelling the world, now could be the right time to get up and go. You can start book those trips you've always wanted to make and budget for them. There are lots of travel sites and guides available to offer advice on the deals and costs to consider.
Retirement can be a tricky time. As well as missing the income, you may also miss the routine of regular work and the interaction with colleagues. Even before retirement, some people can feel their lives lack purpose or they long to meet people beyond their existing circle of friends and workmates.
So whether you're motivated by a desire to help others, make new friends or simply to keep active, volunteering can provide a way to do it.
You might already be aware of local charities or organisations you want to help, but if you're not sure where to start the Royal Voluntary Service has lots of information to help you.
You can also try 'Do it' which is a database of millions of volunteering opportunities.
