Tools and calculators
Here you'll find all of the tools and calculators available to help you gain financial happiness

Care Cost Calculator
Our quick and easy Care Costs Calculator can help you understand how you could pay for your care in just five easy steps.
Baby costs calculator
Use this calculator to help you work out how much you may need to save and spend to be prepared for the new arrival.
Budget calculator
You can use this calculator to see where your money goes or to write a budget.
Debt advice locator
Use this tool to get a list of free online and telephone-based debt advice. You can also enter your postcode and find free face-to-face debt advice in your local area.
How much does a mortgage cost?
You can use this calculator to find out what your monthly repayment might be based on the amount you want to borrow and the deposit you have available.
What mortgage could you afford?
You can use this calculator to give you a rough idea of the amount you might be able to borrow.
Calculate what you need to save
You can use this calculator if you want to start some regular savings.
How to boost your pension savings
Use our quick tool to see where your money goes and where you could make small changes to free up a bit of extra cash.
How much will you need in retirement?
Use our tool to think about what your expenses in retirement might be, and how much they could add up to.
Retirement planner tool
Use our retirement planning tool to experiment with the income you could achieve in retirement.
Open University courses
Take your Midlife MOT
Midlife can be busy, but it’s the ideal time to reflect on your wealth, work and wellbeing. Our new free course with The Open University will help.
Easily plan your retirement
Planning your retirement is probably the most important aspect of financial planning for you to consider. Our free course with The Open University will help.