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This isn't for me

Hopefully looking around this website has given you a really good idea of the benefits of paying into a workplace pension plan. It’s a great way to save for your future and get contributions from M&S too.

However, it might not be right for everyone. 

Opting out

If it’s not right for you, you can opt out of the plan within one month of being enrolled. You can do this online by visiting Choice or you can contact us to request an opt out form. You’ll need the enrolment code that is on the letter you received when you were enrolled.

Stopping contributions

If you've been a member of the Plan for more than one calendar month and due to a change in your financial circumstances you wish to stop contributing to the Plan then please complete the stop contributing to the Plan form.

When you stop working at M&S, all contributions to the Plan will stop automatically, so you don't have to do anything.

WorkSave Choice

You can opt out of the plan using our online service, WorkSave Choice.

Member's booklet

This booklet provides a full overview of the Plan and explains how it works.

About auto enrolment

A government initiative designed to help people save for their retirement.