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Your guide to investing

This section shows the funds available to you. You can invest your pension savings in any of the funds listed below and to find out more information about each fund, simply click on the fund name. Each fund has been given a risk rating from one to seven.

Fund risk rating category Fund name Fund code ABI sector Fund specific risks IMC AE FMC
4 L&G PMC Multi-Asset 3 NTW3 Mixed Investment 40-85% Shares 1, 2, 3, 5, 6a, 10, 22, 62 0.13% 0.00% 0.13%
5 L&G PMC CT Managed Equity 3 B0M3 Flexible Investment 1, 2, 3, 5, 6b, 7, 9, 22, 39, 62 0.40% 0.09% 0.49%
7 L&G PMC Sustainable Property Fund 3 B5N3 UK Direct Property 1, 5, 6a, 12, 13, 22, 37, 42 0.44% 0.88% 1.32%
6 L&G Mastertrust Impact Fund B6X3 Global Equities tbc 0.50% 0.03% 0.53%
4 L&G PMC Janus Henderson Fixed Int Monthly Income 3 B7N3 Sterling Strategic Bond 2, 3, 4, 6b, 7, 23, 39, 62 0.62% 0.04% 0.66%
4 Legal & General Mastertrust UK Smaller Companies Fund B7X3 UK Smaller Companies 1, 6a, 8, 39, 42, 61, 62 0.50% 0.02% 0.52%
5 L&G PMC Global Diversified Credit Fund 3 B8X3 Sterling High Yield 2, 3, 4, 6b, 7, 10, 23, 36, 62 0.30% 0.04% 0.34%
5 L&G PMC HSBC Islamic Global Equity Index Fund 3 BB43 Global Equities 1, 5, 11, 39, 62 0.23% 0.12% 0.35%
5 L&G Mastertrust Global Developed Equity Index Fund BC03 Global Equities 1, 5, 6a, 22, 39, 62 0.10% 0.00% 0.10%
5 L&G Mastertrust Emerging Markets Index Fund BD03 Global Emerging Markets Equities 1, 5, 6a, 7, 10, 22, 39, 62 0.25% 0.01% 0.26%
6 L&G Mastertrust Smaller Companies Index Fund BD73 Global Equities 1, 5, 6a, 8, 22, 39, 62 0.22% 0.00% 0.22%
3 L&G Mastertrust Short Dated Bond Index Fund BD83 Sterling Corporate Bond 2, 3, 39, 62 0.12% 0.00% 0.12%
4 L&G Mastertrust Active Diversified Growth Fund BD93 Specialist 1, 2, 3, 4, 5, 6a, 22, 39, 62 0.80% 0.19% 0.99%
4 L&G PMC 2060 - 2065 Target Date Fund 3 BE03 Specialist 1, 2, 3, 4, 5, 6a, 10, 22, 23, 30, 36, 37 0.15% 0.00% 0.15%
3 L&G PMC 2015 - 2020 Target Date Fund 3 BE13 Specialist 1, 2, 3, 4, 5, 6a, 10, 22, 23, 30, 36, 37 0.15% 0.00% 0.15%
4 L&G PMC 2020 - 2025 Target Date Fund 3 BE23 Specialist 1, 2, 3, 4, 5, 6a, 10, 22, 23, 30, 36, 37 0.15% 0.00% 0.15%
4 L&G PMC 2025 - 2030 Target Date Fund 3 BE33 Specialist 1, 2, 3, 4, 5, 6a, 10, 22, 23, 30, 36, 37 0.15% 0.00% 0.15%
4 L&G PMC 2030 - 2035 Target Date Fund 3 BE43 Specialist 1, 2, 3, 4, 5, 6a, 10, 22, 23, 30, 36, 37 0.15% 0.00% 0.15%
4 L&G PMC 2035 - 2040 Target Date Fund 3 BE53 Specialist 1, 2, 3, 4, 5, 6a, 10, 22, 23, 30, 36, 37 0.15% 0.00% 0.15%
4 L&G PMC 2040 - 2045 Target Date Fund 3 BE63 Specialist 1, 2, 3, 4, 5, 6a, 10, 22, 23, 30, 36, 37 0.15% 0.00% 0.15%
4 L&G PMC 2045 - 2050 Target Date Fund 3 BE73 Specialist 1, 2, 3, 4, 5, 6a, 10, 22, 23, 30, 36, 37 0.15% 0.00% 0.15%
4 L&G PMC 2050 - 2055 Target Date Fund 3 BE83 Specialist 1, 2, 3, 4, 5, 6a, 10, 22, 23, 30, 36, 37 0.15% 0.00% 0.15%
4 L&G PMC 2055 - 2060 Target Date Fund 3 BE93 Specialist 1, 2, 3, 4, 5, 6a, 10, 22, 23, 30, 36, 37 0.15% 0.00% 0.15%
4 L&G PMC 2065 - 2070 Target Date Fund 3 BF13 Specialist 1, 2, 3, 4, 5, 6a, 10, 22, 23, 30, 36, 37 0.15% 0.00% 0.15%
5 L&G PMC Future World Fund 3 BJ13 Global Equities 1, 5, 6a, 15, 22, 36, 39, 62 0.24% 0.00% 0.24%
4 L&G PMC 2070 - 2075 Target Date Fund 3 BQB3 Specialist 1, 2, 3, 4, 5, 6a, 10, 22, 23, 30, 36, 37 0.15% 0.00% 0.15%
5 MT Active Global Equity Fund BRN3 Global Equities 1, 5, 6a, 10, 22, 39, 62 0.65% 0.07% 0.72%
5 MT Fossil Fuel Free Climate Equity Index Fund BTD3 Global Equities 1, 5, 6a, 10, 15, 16, 23, 25, 62 0.12% 0.05% 0.17%
6 L&G Mastertrust Global Real Estate Equity Index Fund BZ03 Property Other 1, 5, 6a, 11, 22, 37, 39, 42, 62 0.19% 0.00% 0.19%
4 L&G Mastertrust Future World Multi-Asset Fund BZ13 Mixed Investment 40-85% Shares 1, 2, 3, 5, 6a, 10, 15, 22, 36, 37, 62 0.16% 0.00% 0.16%
1 L&G PMC Cash 3 EAB3 Deposit & Treasury 3, 13, 39, 62 0.09% 0.00% 0.09%
6 L&G PMC UK Equity Index 3 NBC3 UK All Companies 1, 6a, 39, 62 0.10% 0.00% 0.10%
5 L&G PMC Ethical Global Equity Index 3 NEB3 Global Equities 1, 5, 6a, 15, 22, 39, 62 0.30% 0.00% 0.30%
5 L&G PMC World (Ex-UK) Equity Index 3 NED3 Global Equities 1, 5, 6a, 22, 39, 62 0.12% 0.00% 0.12%
4 L&G PMC AAA-AA-A Corp Bond All Stocks Index 3 NEM3 Sterling Corporate Bond 2, 3, 39, 62 0.12% 0.00% 0.12%
4 L&G PMC Future World Annuity Aware Fund 3 NEN3 Sterling Long Bond 2, 3, 24, 39, 62 0.12% 0.00% 0.12%
4 L&G PMC Retirement Income Multi-Asset 3 NWD3 Specialist 1, 2, 3, 5, 6a, 10, 22, 23, 30, 62 0.28% 0.03% 0.31%

Fund risks

In the table of funds above, there are one or more numbers listed against each fund. Each number relates to a risk associated with that fund, and this section contains descriptions of those risks.

There are some numbers missing from this list. Although Legal & General applies these risks to a range of funds, only the risks that might apply to the funds in this guide are shown in this list.