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If you’re at this stage of your retirement planning, it’s likely you’re 12 months or less from your Target Retirement Age and are looking to take your money.

You should consider how and when you want to retire, so that means taking time to think about things like:

  • How much money will you have?
  • How long will it need to last?
  • Is your Target Retirement Age right for you?
  • What are your options?
  • What your life will look like in retirement – how will you spend your time? Does your chosen retirement option work in line with your plans?

It’s a really good idea to get advice at this stage if you haven’t already done so. Pension Wise  is a free and impartial service backed by the government who will help you make ensure that the decisions you’re making are the right ones for you.

Planning your retirement

Planning your retirement

You’re now deciding how to take your money. Here are a few things you should consider to help you with your planning.


Investing in retirement

Investment decisions at retirement

It’s important to ensure your Lifestyle Account is invested in a way that matches how you plan to take your money.


Your options at 55

Your options from age 55

You have the flexibility to decide when and how to use your Lifestyle Account.


Pension Wise

Pension Wise

A free and impartial service backed by the government who will help you make ensure that the decisions you’re making are the right ones for you.


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