When you first joined the Scheme, the contributions that you and the Company made were invested in a lifestyle option chosen for you. This is called the default investment option and, unless you decide to make your own investment choices, this is where your contributions will continue to be invested.
Although it’s considered a good starting point for most people, it doesn’t take into account your personal circumstances. Even if you’ve already started choosing your own investments, it’s worth considering whether your pension savings are invested in a way that is right for you.
Find out more about investing
There’s a lot to think about when it comes to making your own investment decisions. You can find out more about the different types of investments and other things you need to think about when making your investment choices in your Member Booklet .
It's important to understand the relationship between risk and reward and what it means to you.
Some of the things you should be thinking bout when making your own choices.