Investing doesn’t have to be complicated or high-risk. And you don’t need a big bank balance to get started. We’re here to help make investing simple, with our easy to choose fund range.
Ready-made options to help your money work harder
Investing does come with some risk, but can give your money the potential to earn more than it would sitting in a normal savings or current account, as long as you’re willing to accept an element of risk. And we’ve made it easy to get started.
Whether you’re dipping a toe in while you grow your confidence or you just want to invest with minimum hassle, choose from one of our three ready-made fund options that you can pay directly from your salary and we’ll take it from there.
Find out more about our simple fund range:
You don’t need to break the bank to kick-start a healthy saving habit. You can start with just an initial £100 investment by debit card and then top-up whenever you want from just £1
Investing does come with some risk, but you have the potential to earn more than a cash savings account. With our carefully selected simple fund range, you can choose exactly how much risk you’re happy to take.
To help manage your risk, it’s a good idea to think about investments in the longer term. Leaving your money invested for longer means you’re more likely to recover from any short-term losses.
Help to learn how much risk you’re happy with
If you’re new to investing, you might want to test the water to help you understand how you feel about risk. Take the first step by investing a smaller amount in our fund range, so you can get comfortable and build confidence with experience.
You can check in on your investments any time with MyAccount.
It’s easy to set up a Stocks and Shares ISA online and choose from our simple fund range on how you want your money invested. Tell us how much risk you’re happy to take, complete the sign-up details and within one day, we’ll invest your money through a Stocks and Shares ISA into low-cost, ready-made investment funds.
Start investing from as little as £100, with top-ups from £1
- You can save up to your annual ISA allowance limit
- Check in on your investments anytime with MyAccount
To help manage your risk, we have chosen funds that spread your money across different countries, industries and types of investment at the same time. So, if one isn’t performing well, you can still earn from the others.
- You can invest as little as £100 a month but if you have more to squirrel away, make the most of your ISA savings allowance each year.
- You don’t need to worry about choosing your own investments: we can help. Our simple fund range lets you choose how much risk you want to take and we’ll do everything else. It’s as simple as that.
- Think long-term. You can get hold of your money if you need it but it’s better to stay invested for as long as possible to help manage your risk.
- Remember, past performance is no guarantee of future returns.
- It’s important that you spread your risk across different investments, which is why we’ve selected funds to make sure all your eggs aren’t in one basket and your risk is managed as well as possible.
- Pay attention to risks and charges. Think carefully about the trade-off between the risk and return you’re willing to accept, and the fees you’re willing to pay.
It’s up to you to decide if an investment with us suits your needs. We don’t provide recommendations or advice. If you’re not sure, speak to a financial adviser. They will usually charge for their services, and you can find one at unbiased.co.uk.