If you are aged between 50 and 80 and a UK resident, and you reside in the UK for at least 183 days per year, you're guaranteed to be accepted for the Over 50s Life Insurance Plans.
Your partner can also apply for a plan providing they are aged 50 to 80 and a UK resident and reside in the UK for at least 183 days per calendar year. However, as the plans are set up individually, they cannot be held in joint names.
Once you've submitted your application, your cover will start immediately and you'll receive your documents within 7-10 working days. If you have any questions in the meantime you can call us on 0370 051 5013 between 9am and 5pm Monday to Friday. Call charges will vary and we may record and monitor calls.
The plans are not savings or investment products and have no cash value unless a valid claim is made.
The Retail Prices Index (RPI) is used as a measure of inflation. It measures the changing prices of everyday household goods and services like food and energy bills, and shows how the cost of living rises over the years.
Yes, the Fixed and Increasing Plans can both be placed in Trust. This will help to ensure that the correct people receive the cash sum from your plan. Find out more about Trusts.
You can usually find your sort code on a bank statement or cheque book. It will usually have six digits in the format of xx-xx-xx. If you still can't find it, call your bank and they will be able to help.
You can usually find your account number on a bank statement or cheque book. It will usually have eight digits. If you still can't find it, call your bank and they will be able to help.
When you apply for a plan online you'll see a 'Summary' screen containing all the information you've provided before submitting your application. If you realise the details are incorrect you can use the 'Back' button in the bottom left of the screen to go back and change your details before submitting your application.
Yes, you can change your mind after you have taken out the plan. If you do change your mind about the Funeral Benefit Option please let us know and we will inform Dignity that the 'charge' is to be removed from your plan. Once the 'charge' has been removed your Over 50s Plan will continue as normal, without the Funeral Benefit Option and the extra £250 towards your funeral costs will no longer apply.
Visit our Contact Us section for useful telephone numbers, email and postal addresses.
Designed for those on a budget as the premiums and cash sum are fixed and will never increase once the plan starts. Premiums start from £8 a month, depending on age.
Designed to protect your cash sum against inflation. The plan is reviewed each year in line with the change in the Retail Prices Index. Premiums from £8 to £15 a month depending on age.
If you're looking for a plan that will provide arrangements for your funeral, take a look at Insured Funeral Plans.