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Retirement is a time of change, but also of opportunity. New rules effective from April 2015 mean there’s a lot to get your head around. That’s what this site is for. We’ve made it to help you make informed decisions about your future.

How to use this site

We've divided this site into several sections.


The basics

First off, The Basics. This is your go-to section for a simple guide to how pensions work and what the different terms mean, as well as what the rules effective from April 2015 are.

Need to know

Then there's Need To Know, which goes into a little more detail on important things like benefits, tax, budgeting and life expectancy. It’s vital to understand these before looking at what’s right for you.

Retirement options

Retirement Options takes you through the basic ways you can access the money in your pension pot, so you can work out which ones might suit your needs. The case studies in this section will help illustrate these options.

Our products

The final section is Our Products, which will give you details on the retirement income products that Legal & General offer. You can use this information when shopping around.

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Our pension plans are a simple, tax efficient way to save for your retirement.

Making the most of your retirement

You’ve made it! Your working life as you know it has drawn to a close and you can finally enjoy the benefits of all those years of working and saving.